Credayuda is an online personal credit and loan application for all Colombian residents, which provides safe and secure online personal credit loan services where your information will be protected at the highest level.
Credayuda provides users with loans of COP $500,000 - COP $2,500,000 pesos for financial assistance. Loans and credit products that can be paid through convenient payment methods such as Colombian PSE /Nequi/Efecty
Amount, duration, rates and charges:
Loan limit: COP$500,000 ~ COP$2,500,000
Loan term: 91 days to 365 days
Maximum annual interest rate: 24%/year (24%/365=0.06%/day)
Other rates: 0
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 85.69%(TEA)
For example, a loan with a term of 91 days (3 months) and a capital of 100,000 COP has an annual interest rate of 22.6% and a daily interest rate of 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5460
VAT: 5,460 * 19% = 1,037.4
Total reimbursement: 100,000 +5,460 +1,037.4 = 106,497.4
(If you want to borrow more money, you can quickly calculate the appropriate loan interest rate through the above methods, and all loan products do not charge additional fees)
*These figures are for informational purposes only and final rates may vary based on the borrower's credit evaluation.
Why borrow money in Credayuda?
The best digital credit platform
It provides online Colombian loan services in the form of personal loans to provide users with urgent assistance.
apply for free
All processes are free.
100% online process
All processes can be completed with a mobile phone, no paper documents are required.
simple process
You can get a loan in a few steps.
data security protection
Credayuda keeps your data safe 24 hours a day, offering the highest level of security for your data and privacy.
The easiest way to apply for a loan online
1. Download the Credayuda application
2. Enter your information to request a loan
3. Waiting for loan approval
4. Funds received after approval
We deposit the loan funds directly into your bank account. If you do not have a bank account, it is recommended to open an account at Banco Bancolombia, Nequi, etc. This step is simple, direct and effective.
Loan Eligibility:
1. You must be over 18 years old
2. Stable monthly salary and cash income
3. Certificate of personal identity
Flexible payment methods:
- Enter your request in Credayud, click on the refund button
- You can pay online through your bank.
- Payment via PSE, Bancolombia or Nequi
- You can also pay with references from your nearest Baloto or Efecty.
Privacy:
When you download Credayuda, we will ask you to authorize access to your mobile phone information to verify your identity and determine if you are eligible for one of our credits.
For Credayuda, the security of your information is of the utmost importance. We have strict data protection and verification procedures, and we will never provide your information to third parties without your consent.
URL of our Privacy Policy: https://www.credayuda.co/privacy.html
Contact Us :
Email: cs@credayuda.com
Working hours: Monday to Friday 9:00 a.m. to 6:00 p.m., Saturday 9:00 a.m. to 3:00 p.m.
Official website address: www.credayuda.co
Credayuda provides users with loans of COP $500,000 - COP $2,500,000 pesos for financial assistance. Loans and credit products that can be paid through convenient payment methods such as Colombian PSE /Nequi/Efecty
Amount, duration, rates and charges:
Loan limit: COP$500,000 ~ COP$2,500,000
Loan term: 91 days to 365 days
Maximum annual interest rate: 24%/year (24%/365=0.06%/day)
Other rates: 0
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 85.69%(TEA)
For example, a loan with a term of 91 days (3 months) and a capital of 100,000 COP has an annual interest rate of 22.6% and a daily interest rate of 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5460
VAT: 5,460 * 19% = 1,037.4
Total reimbursement: 100,000 +5,460 +1,037.4 = 106,497.4
(If you want to borrow more money, you can quickly calculate the appropriate loan interest rate through the above methods, and all loan products do not charge additional fees)
*These figures are for informational purposes only and final rates may vary based on the borrower's credit evaluation.
Why borrow money in Credayuda?
The best digital credit platform
It provides online Colombian loan services in the form of personal loans to provide users with urgent assistance.
apply for free
All processes are free.
100% online process
All processes can be completed with a mobile phone, no paper documents are required.
simple process
You can get a loan in a few steps.
data security protection
Credayuda keeps your data safe 24 hours a day, offering the highest level of security for your data and privacy.
The easiest way to apply for a loan online
1. Download the Credayuda application
2. Enter your information to request a loan
3. Waiting for loan approval
4. Funds received after approval
We deposit the loan funds directly into your bank account. If you do not have a bank account, it is recommended to open an account at Banco Bancolombia, Nequi, etc. This step is simple, direct and effective.
Loan Eligibility:
1. You must be over 18 years old
2. Stable monthly salary and cash income
3. Certificate of personal identity
Flexible payment methods:
- Enter your request in Credayud, click on the refund button
- You can pay online through your bank.
- Payment via PSE, Bancolombia or Nequi
- You can also pay with references from your nearest Baloto or Efecty.
Privacy:
When you download Credayuda, we will ask you to authorize access to your mobile phone information to verify your identity and determine if you are eligible for one of our credits.
For Credayuda, the security of your information is of the utmost importance. We have strict data protection and verification procedures, and we will never provide your information to third parties without your consent.
URL of our Privacy Policy: https://www.credayuda.co/privacy.html
Contact Us :
Email: cs@credayuda.com
Working hours: Monday to Friday 9:00 a.m. to 6:00 p.m., Saturday 9:00 a.m. to 3:00 p.m.
Official website address: www.credayuda.co
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