UNICOP PRO is a reliable platform where you can get a loan in a matter of minutes and receive a direct deposit into your account. Download our app and request it now with total security.
Why borrow money in UNICOP PRO?
⚡️ Simple request
100% online loans, without a mortgage, without a bureau, without paperwork.
⚡️ Low interest rates and no hidden fees
Low rate, transparent rate. You pay a fee each time you lock in or release your interest rate.
⚡️ The credit that always increases
Punctual payment allows for higher terms and amounts each time.
⚡️ Quality service
Wherever and at any time, you can apply for a loan whenever you need it.
Amount, tenure, fees and charges
Loan amount: from COP $50,000 to COP $2,500,000 pesos;
Terms: 91 days - 180 days
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary paperwork and on which they can receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 85.69%(TEA)
Example
For example, for a 91-day loan of COP $100,000 for 3 months (at an annual interest of 25.55%). The monthly payment will be COP $40,881 (EMI) and the total amount of the payments will be COP $122,643;
Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;
Platform: COP$300,000; Discounts: COP$286,000; Platform Fee COP $300,000 - COP $286,000 = COP $14,000
VAT: 19% * Platform = 19% * COP $14,000 = COP $2,660;
The total amount to be paid = loan amount + Interest + commission + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;
EMI = COP$40,881;
APR = This would translate into a TEA (Annual Effective Rate) of 85.69%.
Eligibility
1. Colombian resident with Cedula de Ciudadania.
2. Over 18 years of age.
3. Have a mobile number and stable income.
4. Have a bank account.
How to get a line of credit?
1. Download UNICOP PRO app from Google Play Store.
2. Enter your information to apply and receive your credits.
3. Waiting for loan approval.
4. Funds can be collected after approval.
We deposit the loan funds directly into your bank account. This step is simple, direct and effective.
How to pay?
💰 Enter your application in UNICOP PRO, click the Refund button
💰 You can pay online through Bank, PSE, Nequi Button
💰 You can also pay with the reference number of your nearest Bancolombia or Effecty.
Privacy
When you download UNICOP PRO, we will ask you to authorize access to the information on your mobile phone to verify your identity and determine if you qualify for our loan. Your data is protected by the highest security standards in the world. Without prior authorization, we will never share your information. We will proactively notify you of any information we obtain. We will not obtain any of your information if you do not agree that we access your personal data.
contact us
🕖We are open from Monday to Friday from 8:00 AM to 5:30 PM and on Saturdays from 8:00 AM to 2:00 PM.
📧 Email: servicioalclienteunicop@gmail.com
Company address : Cra 57a - # 55-34, Barrios Unidos, Bogotá, Colombia
Why borrow money in UNICOP PRO?
⚡️ Simple request
100% online loans, without a mortgage, without a bureau, without paperwork.
⚡️ Low interest rates and no hidden fees
Low rate, transparent rate. You pay a fee each time you lock in or release your interest rate.
⚡️ The credit that always increases
Punctual payment allows for higher terms and amounts each time.
⚡️ Quality service
Wherever and at any time, you can apply for a loan whenever you need it.
Amount, tenure, fees and charges
Loan amount: from COP $50,000 to COP $2,500,000 pesos;
Terms: 91 days - 180 days
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary paperwork and on which they can receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 85.69%(TEA)
Example
For example, for a 91-day loan of COP $100,000 for 3 months (at an annual interest of 25.55%). The monthly payment will be COP $40,881 (EMI) and the total amount of the payments will be COP $122,643;
Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;
Platform: COP$300,000; Discounts: COP$286,000; Platform Fee COP $300,000 - COP $286,000 = COP $14,000
VAT: 19% * Platform = 19% * COP $14,000 = COP $2,660;
The total amount to be paid = loan amount + Interest + commission + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;
EMI = COP$40,881;
APR = This would translate into a TEA (Annual Effective Rate) of 85.69%.
Eligibility
1. Colombian resident with Cedula de Ciudadania.
2. Over 18 years of age.
3. Have a mobile number and stable income.
4. Have a bank account.
How to get a line of credit?
1. Download UNICOP PRO app from Google Play Store.
2. Enter your information to apply and receive your credits.
3. Waiting for loan approval.
4. Funds can be collected after approval.
We deposit the loan funds directly into your bank account. This step is simple, direct and effective.
How to pay?
💰 Enter your application in UNICOP PRO, click the Refund button
💰 You can pay online through Bank, PSE, Nequi Button
💰 You can also pay with the reference number of your nearest Bancolombia or Effecty.
Privacy
When you download UNICOP PRO, we will ask you to authorize access to the information on your mobile phone to verify your identity and determine if you qualify for our loan. Your data is protected by the highest security standards in the world. Without prior authorization, we will never share your information. We will proactively notify you of any information we obtain. We will not obtain any of your information if you do not agree that we access your personal data.
contact us
🕖We are open from Monday to Friday from 8:00 AM to 5:30 PM and on Saturdays from 8:00 AM to 2:00 PM.
📧 Email: servicioalclienteunicop@gmail.com
Company address : Cra 57a - # 55-34, Barrios Unidos, Bogotá, Colombia
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