Currently, almost every person faced the problem of lack of money before salary. It can be a vacation or a trip, buying expensive equipment or paying for studies, etc. In such cases, as a rule, you have to contact credit organizations. At the same time, in order to get a loan from a bank, it is necessary to collect a large number of certificates, fill out many questionnaires and wait several days for the bank's decision. But if you need a small loan, then there is no point in wasting precious time on this.
Loans in our application are issued with just one document! An urgent need for money can arise at any time. And it is not always possible to take a loan from a bank or borrow from friends.
A microloan is a small loan that is issued here and now without additional statements and certificates.
In most cases, urgent loans are issued without income statements, without guarantors, and even without collateral.
The main advantages of this service:
- You do not need to travel anywhere to apply for a microcredit.
- Round-the-clock work, without holidays and weekends.
- Consideration of the application is instant (no more than 15 minutes).
- There are many options to take a loan at 0%.
- Money can be received on a bank card, on an account, through the Contact system, Unistream, Golden Crown, Qiwi.
- Even borrowers with a damaged credit history or its absence can count on a positive decision.
The application contains only verified and certified organizations, such as MoneyMan, Vivus, OneClickMoney, Joymoney, Seimer, E-cabbage, Webbankir, Turboloan, Web Loan and many other MFIs that are regulated by the Central Bank of the Russian Federation, and loans are issued in accordance with federal law. These organizations offer non-targeted loans, that is, you can get a microloan for any purpose.
Working with the application is convenient and intuitive. For convenience, only the most necessary information is presented, such as: loan amount, repayment period and interest rate. After choosing, you can already familiarize yourself with the conditions and send an application.
To get a loan on a card without refusal, you need to be a citizen of the Russian Federation from 18 to 65 years old and have a passport.
Conditions for receiving services:
The minimum loan repayment period is 61 days.
The maximum loan repayment period is 365 days.
The minimum annual interest rate is 0%.
The maximum annual interest rate (APR) is 36%.
Loan calculation example:
An example of a calculation for a loan in the amount of 30,000 rubles for a period of 365 days:
The interest rate for using the loan for 365 days is 0.538% per day. The total cost of the loan (APR) is 36% per annum.
The amount of accrued interest for 365 days of using the loan is 10,800 rubles.
The amount to be returned is 40,800 rubles.
Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1668 rubles.
A penalty on the overdue loan amount in the amount of 20% per annum is charged on the amount of the overdue part of the loan for 10 days - 170 rubles.
How is the cost of using a loan calculated?
The interest rate for using the loan for the first 15 days (interest-free period) is 0% per day (0% per annum), for the next 365 days a floating interest rate is applied (from 0% to 36% per annum)
The calculation of the cost of the loan is made:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
Additional commissions are not charged.
In the application you will find microloans from MoneyMan, Ezaem, Vivus, Joymoney, Zaymer, Ekapusta, OneClickMoney, Webbankir, Web Loan and many other MFIs.
Loans in our application are issued with just one document! An urgent need for money can arise at any time. And it is not always possible to take a loan from a bank or borrow from friends.
A microloan is a small loan that is issued here and now without additional statements and certificates.
In most cases, urgent loans are issued without income statements, without guarantors, and even without collateral.
The main advantages of this service:
- You do not need to travel anywhere to apply for a microcredit.
- Round-the-clock work, without holidays and weekends.
- Consideration of the application is instant (no more than 15 minutes).
- There are many options to take a loan at 0%.
- Money can be received on a bank card, on an account, through the Contact system, Unistream, Golden Crown, Qiwi.
- Even borrowers with a damaged credit history or its absence can count on a positive decision.
The application contains only verified and certified organizations, such as MoneyMan, Vivus, OneClickMoney, Joymoney, Seimer, E-cabbage, Webbankir, Turboloan, Web Loan and many other MFIs that are regulated by the Central Bank of the Russian Federation, and loans are issued in accordance with federal law. These organizations offer non-targeted loans, that is, you can get a microloan for any purpose.
Working with the application is convenient and intuitive. For convenience, only the most necessary information is presented, such as: loan amount, repayment period and interest rate. After choosing, you can already familiarize yourself with the conditions and send an application.
To get a loan on a card without refusal, you need to be a citizen of the Russian Federation from 18 to 65 years old and have a passport.
Conditions for receiving services:
The minimum loan repayment period is 61 days.
The maximum loan repayment period is 365 days.
The minimum annual interest rate is 0%.
The maximum annual interest rate (APR) is 36%.
Loan calculation example:
An example of a calculation for a loan in the amount of 30,000 rubles for a period of 365 days:
The interest rate for using the loan for 365 days is 0.538% per day. The total cost of the loan (APR) is 36% per annum.
The amount of accrued interest for 365 days of using the loan is 10,800 rubles.
The amount to be returned is 40,800 rubles.
Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1668 rubles.
A penalty on the overdue loan amount in the amount of 20% per annum is charged on the amount of the overdue part of the loan for 10 days - 170 rubles.
How is the cost of using a loan calculated?
The interest rate for using the loan for the first 15 days (interest-free period) is 0% per day (0% per annum), for the next 365 days a floating interest rate is applied (from 0% to 36% per annum)
The calculation of the cost of the loan is made:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
Additional commissions are not charged.
In the application you will find microloans from MoneyMan, Ezaem, Vivus, Joymoney, Zaymer, Ekapusta, OneClickMoney, Webbankir, Web Loan and many other MFIs.
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