The Bankruptcy application contains up-to-date information on the bankruptcy procedure, helps to write off debts and get free legal advice online.
With the application you can:
• check the debts of the FSSP on loans and utility bills.
• check government debts of the Federal Union of Industrialists and Entrepreneurs of Russia (bailiffs)
• receive step-by-step instructions on going through the bankruptcy procedure with individuals.
• get the help of a qualified lawyer.
Application "Bankruptcy" - a free consultant plus a lawyer to write off the debts of individuals. The appendix tells how to file for bankruptcy through the State Services or the MFC. The application is regularly updated as changes to the current legislation.
The application contains sections:
• Fundamentals
• Features and consequences of bankruptcy of individuals
• Stages of filing bankruptcy:
- Collection of documents
- Conducting the BFL procedure
- Restructuring of debts, credits, loans
- Realization of property
- settlement agreement
Bankruptcy is the financial situation of a citizen, in which he cannot fulfill monetary obligations and repay debts to creditors. Since 2015, the procedure has become available to all individuals.
Since 2020, a simplified bankruptcy procedure has been in effect. The debtor got the opportunity to write off debts from bailiffs, to credit organizations, public utilities, to defer the payment of penalties and fines through the MFC - My Documents or State Services.
Benefits of bankruptcy:
• Solving the issue with debts, stopping calls from the Federal Bailiff Service of Russia, banks and collectors.
• Lack of debt growth due to the accrual of penalties and fines.
• To pay off the debt, only the property that belongs to the debtor will be taken away, even if there are much more debts.
Cons of bankruptcy:
• Damaged business reputation and credit history (credit rating). Problems with obtaining a loan in the future.
• Borrowed money, online loans will not give 5 years.
• Within 3 years, you can not hold leadership positions and manage legal entities. face.
• Ban on travel outside the Russian Federation until the end of the procedure.
Registration stages
The Bankruptcy application allows you to find out the debt and decide how to proceed in a difficult life situation.
The procedure consists of the following steps:
1. Collection of documents
The service acquaints the user with the list of necessary documents for registration of the procedure. Copies of loan agreements, a certificate from the bank on the presence of urgent and overdue debts, documents confirming the existence of deposits and accounts, information on income received, etc. are required.
2. Drawing up a bankruptcy petition
The application is made after collecting the full package of documents. The debtor prescribes in the application the reasons due to which the financial condition worsened.
3. Submission of an application to the court
A copy of the application is sent to creditors. Pay the state duty and make a deposit. After that, they file an application with the court and provide receipts confirming the sending of copies to creditors.
4. First court session
At the first hearing, the court considers the validity of the debtor's application. A citizen must personally appear in court or send his representative - a lawyer or lawyer.
5. Approval of the candidature of the financial manager
Upon request, the arbitral tribunal appoints a financial manager. After that, the accrual of fines and penalties stops. Issues of payment of debts are decided by the financial manager. He becomes an intermediary between the debtor, creditors and the court.
Further bankruptcy proceeds according to one of three options:
1. Settlement agreement - the debtor signs an agreement with creditors, part of the debt is written off or a deferment is provided.
2. Restructuring - new conditions for debt repayment are established.
3. Realization of property - the property of a citizen is sold and the debts are closed with the money received.
The Bankruptcy application will help you get rid of debts and go through the procedure with the least losses. Install the application, study the stages of bankruptcy using the service and find out debts on loans and borrowings. In case of difficulty, we will help you with a lawyer online.
With the application you can:
• check the debts of the FSSP on loans and utility bills.
• check government debts of the Federal Union of Industrialists and Entrepreneurs of Russia (bailiffs)
• receive step-by-step instructions on going through the bankruptcy procedure with individuals.
• get the help of a qualified lawyer.
Application "Bankruptcy" - a free consultant plus a lawyer to write off the debts of individuals. The appendix tells how to file for bankruptcy through the State Services or the MFC. The application is regularly updated as changes to the current legislation.
The application contains sections:
• Fundamentals
• Features and consequences of bankruptcy of individuals
• Stages of filing bankruptcy:
- Collection of documents
- Conducting the BFL procedure
- Restructuring of debts, credits, loans
- Realization of property
- settlement agreement
Bankruptcy is the financial situation of a citizen, in which he cannot fulfill monetary obligations and repay debts to creditors. Since 2015, the procedure has become available to all individuals.
Since 2020, a simplified bankruptcy procedure has been in effect. The debtor got the opportunity to write off debts from bailiffs, to credit organizations, public utilities, to defer the payment of penalties and fines through the MFC - My Documents or State Services.
Benefits of bankruptcy:
• Solving the issue with debts, stopping calls from the Federal Bailiff Service of Russia, banks and collectors.
• Lack of debt growth due to the accrual of penalties and fines.
• To pay off the debt, only the property that belongs to the debtor will be taken away, even if there are much more debts.
Cons of bankruptcy:
• Damaged business reputation and credit history (credit rating). Problems with obtaining a loan in the future.
• Borrowed money, online loans will not give 5 years.
• Within 3 years, you can not hold leadership positions and manage legal entities. face.
• Ban on travel outside the Russian Federation until the end of the procedure.
Registration stages
The Bankruptcy application allows you to find out the debt and decide how to proceed in a difficult life situation.
The procedure consists of the following steps:
1. Collection of documents
The service acquaints the user with the list of necessary documents for registration of the procedure. Copies of loan agreements, a certificate from the bank on the presence of urgent and overdue debts, documents confirming the existence of deposits and accounts, information on income received, etc. are required.
2. Drawing up a bankruptcy petition
The application is made after collecting the full package of documents. The debtor prescribes in the application the reasons due to which the financial condition worsened.
3. Submission of an application to the court
A copy of the application is sent to creditors. Pay the state duty and make a deposit. After that, they file an application with the court and provide receipts confirming the sending of copies to creditors.
4. First court session
At the first hearing, the court considers the validity of the debtor's application. A citizen must personally appear in court or send his representative - a lawyer or lawyer.
5. Approval of the candidature of the financial manager
Upon request, the arbitral tribunal appoints a financial manager. After that, the accrual of fines and penalties stops. Issues of payment of debts are decided by the financial manager. He becomes an intermediary between the debtor, creditors and the court.
Further bankruptcy proceeds according to one of three options:
1. Settlement agreement - the debtor signs an agreement with creditors, part of the debt is written off or a deferment is provided.
2. Restructuring - new conditions for debt repayment are established.
3. Realization of property - the property of a citizen is sold and the debts are closed with the money received.
The Bankruptcy application will help you get rid of debts and go through the procedure with the least losses. Install the application, study the stages of bankruptcy using the service and find out debts on loans and borrowings. In case of difficulty, we will help you with a lawyer online.
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