To issue an e-OSAGO policy cheaply from osago.jobni.ru. Large selection of insurance companies
OSAGO online from osago.jobni.ru is the right decision.
Conveniently
After entering the data about the car and the driver in the compulsory motor third party liability calculator, you will immediately receive an offer from many insurance companies.
Profitable
A large number of offers makes it possible to save money. The difference between the offers of insurance companies can be up to 40%.
Fast
Entering data for the calculation takes no more than 5 minutes, and you will receive the insurance policy itself within 30 minutes by e-mail.
Reliable
We work ONLY with insurance companies that are members of the Russian Union of Auto Insurers (RSA) and have a valid license. This guarantees the authenticity of the CTP policy and its presence in the PCA database.
Available insurance companies:
- Absolute
- Alpha
- Ingosstrakh
- United Insurance Companies
- Renaissance
- Rosgosstrakh
- SOGAZ
- Consent
- Tinkoff
- VSK
- Zetta
- RESO
- Mafin
- Max
- EUROINS
- HAYDE
- Astro - Volga
- CORRECT
- Yugoria
Question answer
What is e-OSAGO? Is it obligatory to print the policy?
An electronic OSAGO policy is the same compulsory motor third party liability insurance agreement, only in the form of an electronic document that the car owner, if desired, can independently print on plain paper in black and white or color.
Forms of paper policies are issued exclusively in pink, and e-OSAGO can be of any color: pink, blue, green and even black and white. There are no requirements for the electronic version of the policy. There is no need to certify the e-CMTPL electronic policy in any way and nowhere.
It is not necessary to print an electronic CTP policy. It is enough to have his series and number at hand, or to show it on the screen of a mobile phone.
What determines the cost of OSAGO?
The payment amount depends on the size of the base rate and the odds.
In accordance with the instruction of the Central Bank of the Russian Federation 5515-U dated 07.28.2020, a tariff corridor has been established - the maximum and minimum values of the base rate of compulsory motor third party liability insurance, within which insurance companies determine the cost of policies. Today the maximum value of the base rate cannot exceed 5,436 rubles (for cars of category B used by individuals).
Odds:
- Vehicle engine power. The higher the indicator, the higher the calculated power factor (KM).
- Territory of preferential use. Drivers in large cities are more likely to have accidents than residents in rural areas. Therefore, for megalopolises, the coefficient is higher than for regions (CT).
- Age and experience of the driver. The less the age and experience of the car owner, the higher the cost of the policy (PIC) will be.
- The number of drivers allowed to drive the vehicle (KO). With an unlimited list, the base insurance rate of OSAGO is multiplied by the coefficient KO = 1.94. When a limited list of persons is reflected in the policy - by 1.0, provided that these drivers are of sufficient age and experience.
- Accidents in the past (bonus-malus or KBM). Accident-free driving entitles you to a discount. With careful driving throughout the year, the cost of the policy is reduced by 5%, for two years in a row - by 10%, and so on. The maximum insurance rates for OSAGO can be reduced by 50% within 10 years.
- The ability to use vehicles with a trailer (CRC). This coefficient is relevant primarily for legal entities, owners of trucks, motorcycles and scooters. It does not apply to individuals who own light vehicles.
- The period of use of the vehicle (CU). It reflects the period of time during the calendar year during which the car will be used.
How to make changes to the issued policy?
You need to contact the support service of your insurance company. As a rule, such issues are resolved within 1 - 2 days via e-mail.
How to check the authenticity of an electronic OSAGO policy?
You can check the validity of the electronic policy on the website of the Russian Union of Auto Insurers.
OSAGO online from osago.jobni.ru is the right decision.
Conveniently
After entering the data about the car and the driver in the compulsory motor third party liability calculator, you will immediately receive an offer from many insurance companies.
Profitable
A large number of offers makes it possible to save money. The difference between the offers of insurance companies can be up to 40%.
Fast
Entering data for the calculation takes no more than 5 minutes, and you will receive the insurance policy itself within 30 minutes by e-mail.
Reliable
We work ONLY with insurance companies that are members of the Russian Union of Auto Insurers (RSA) and have a valid license. This guarantees the authenticity of the CTP policy and its presence in the PCA database.
Available insurance companies:
- Absolute
- Alpha
- Ingosstrakh
- United Insurance Companies
- Renaissance
- Rosgosstrakh
- SOGAZ
- Consent
- Tinkoff
- VSK
- Zetta
- RESO
- Mafin
- Max
- EUROINS
- HAYDE
- Astro - Volga
- CORRECT
- Yugoria
Question answer
What is e-OSAGO? Is it obligatory to print the policy?
An electronic OSAGO policy is the same compulsory motor third party liability insurance agreement, only in the form of an electronic document that the car owner, if desired, can independently print on plain paper in black and white or color.
Forms of paper policies are issued exclusively in pink, and e-OSAGO can be of any color: pink, blue, green and even black and white. There are no requirements for the electronic version of the policy. There is no need to certify the e-CMTPL electronic policy in any way and nowhere.
It is not necessary to print an electronic CTP policy. It is enough to have his series and number at hand, or to show it on the screen of a mobile phone.
What determines the cost of OSAGO?
The payment amount depends on the size of the base rate and the odds.
In accordance with the instruction of the Central Bank of the Russian Federation 5515-U dated 07.28.2020, a tariff corridor has been established - the maximum and minimum values of the base rate of compulsory motor third party liability insurance, within which insurance companies determine the cost of policies. Today the maximum value of the base rate cannot exceed 5,436 rubles (for cars of category B used by individuals).
Odds:
- Vehicle engine power. The higher the indicator, the higher the calculated power factor (KM).
- Territory of preferential use. Drivers in large cities are more likely to have accidents than residents in rural areas. Therefore, for megalopolises, the coefficient is higher than for regions (CT).
- Age and experience of the driver. The less the age and experience of the car owner, the higher the cost of the policy (PIC) will be.
- The number of drivers allowed to drive the vehicle (KO). With an unlimited list, the base insurance rate of OSAGO is multiplied by the coefficient KO = 1.94. When a limited list of persons is reflected in the policy - by 1.0, provided that these drivers are of sufficient age and experience.
- Accidents in the past (bonus-malus or KBM). Accident-free driving entitles you to a discount. With careful driving throughout the year, the cost of the policy is reduced by 5%, for two years in a row - by 10%, and so on. The maximum insurance rates for OSAGO can be reduced by 50% within 10 years.
- The ability to use vehicles with a trailer (CRC). This coefficient is relevant primarily for legal entities, owners of trucks, motorcycles and scooters. It does not apply to individuals who own light vehicles.
- The period of use of the vehicle (CU). It reflects the period of time during the calendar year during which the car will be used.
How to make changes to the issued policy?
You need to contact the support service of your insurance company. As a rule, such issues are resolved within 1 - 2 days via e-mail.
How to check the authenticity of an electronic OSAGO policy?
You can check the validity of the electronic policy on the website of the Russian Union of Auto Insurers.
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