Сравни кредит ру. Ипотека

The mobile application "Compare credit ru" will select advantageous offers for loans in banks of the Russian Federation:
Sberbank
Tinkoff bank
Sovcombank
Post Bank
Alfa Bank
VTB bank
Gazprombank;

Online loan calculation is performed automatically, you can get a loan or a credit card directly in the mobile application;
Compare credit ru mobile application does not collect or store your personal data, complete a short survey and receive advantageous offers at the moment;

Loan calculation, minimum and maximum rates
Loan payments. General terms:
– The minimum loan term is 180 days or 6 months;
— Maximum loan term — 84 months;
— Minimum interest rate — 5.4% (APR) including all fees and taxes;
— Maximum interest rate — 29.9% (APR) including all fees and taxes;

The formula for calculating the monthly payment and the total overpayment with an example:
P = S * R * (1 + R) ^ N / ((1 + R) ^ N - 1), where
P - the amount of the monthly payment on the loan
S - loan amount
R is the interest rate per month. R = Annual interest rate / 12
N - loan term in months

We propose to calculate the payment amount for a borrower who wants to take 200,000 rubles from the bank. at 6% per annum for 2 years:
R = 12 / (100 * 6) = 0.02
P = 200000*0.02*(1+0.02)^24 / ((1+0.02)^24-1) = 8864.12
Overpayment formula T = (N * P) - S = (24 * 8864.12) - 200000 = 12738.88
Outcome:
The total loan amount is 200,000 rubles 00 kopecks
Overpayment on the loan 12738 rubles 88 kopecks
The total amount of debt is 212,738 rubles 88 kopecks
The amount of the monthly payment 8864 rubles 12 kopecks

The bank has the right to charge a penalty for late monthly payment: 0.04% - 0.2% of the amount of overdue debt for each day of violation of obligations.
It is not a public offer.
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