EC Home Loan Calculator

EC Home Loan – Smart Property Financing Made Simple

The EC Home Loan App is your all-in-one tool for navigating property financing in Singapore, designed especially for Executive Condominiums (ECs), HDB flats, and private properties. Whether you’re a first-time buyer, upgrader, or investor, this app simplifies complex loan calculations and provides you with clear insights into your financial planning.

Key Features

1. Home Loan Cashflow Calculator
Instantly compute your TDSR/MSR based on income and debt obligations.
- Find your maximum loan amount and eligible purchase price.
- Get a breakdown of the cash/CPF required based on tenure or Loan-to-Value (LTV) options.
- View payment schedules and cash/CPF disbursements across different stages of property purchase.

2. Basic Loan Calculator
Flexible loan options: HLE, HDB bank loan, EC, and private loans.
- Auto-calculates fields such as purchase price, loan amount, tenure, interest rate, monthly payments, and income eligibility.
- Detailed amortisation tables, interactive charts, and prepayment scenarios to help you plan ahead.

3. EC & HDB Tools
- Compute resale levy instantly.
- Access latest CPF Housing Grant details (as of Aug 2024).
- Estimate maximum CPF usage and sale proceeds (updated Sep 2022).

4. Advanced Financing Options
- Calculate Bridging Loans for smooth upgrading.
- Assess Pledge/Unpledge options and Term Loans.
- Property investment metrics: Rental Yield (Gross/Net) and ROI calculators.

5. Executive Condominium Insights
- Get a summary of current EC launches and availability.
- Stay updated with the latest EC news and developments.

6. Online Computation & Resources
Syncs with https://www.ec.sg for up-to-date information and calculators.