Many applications are available to control personal or family income and expenses, but they will give an idea of the amount of money spent.
For most people, knowledge such as: “Eaten sausages and cheese for 1000 rubles” is completely useless, unless we are engaged in calculating the monthly rate of calories.
It is not necessary to contribute each ruble to expenses; it is important to know and understand which part of the budget is obligatory, which can be spent, and which is desirable to be postponed. It is necessary to acquire the skill: to have a clear understanding: - this is the amount of available free (unplanned) money before the next purchase! Until the next accounting of income.
In this application, everything is different. We know what expenses await us in the near future, the desire to make purchases, make repairs, or go on vacation. And be ready for the birthday of the second half, by March 8 or February 23, a year in advance. It is necessary to write down these intentions and desires, and to prescribe possible expenses.
Using the application, we now understand that:
- You can live with dignity and with a small income;
-taking loans and borrowing is completely optional;
- the skill is acquired to break expensive purchases at a certain time;
-the application will show how to make a reserve for unforeseen cases from a small income;
-the application helps to easily keep records of all income and expenses, disciplines, creates notifications of future payments;
- It is possible to record income and expense records not in real time, but knowing in advance how much money will be left for spontaneous spending;
-all columns of income and expenses are already taken into account, thought out and registered, but if desired, all of them can be changed;
- It remains to prescribe the amount of mandatory monthly expenses, income, and planned expenses for the year ahead.
Pros:
1. Free!
2. Without registrations and accounts. All accounting for income and expenses will remain only on the phone.
3. Completely offline from the Internet.
4. The application does not pass names and numbers to anyone!
For most people, knowledge such as: “Eaten sausages and cheese for 1000 rubles” is completely useless, unless we are engaged in calculating the monthly rate of calories.
It is not necessary to contribute each ruble to expenses; it is important to know and understand which part of the budget is obligatory, which can be spent, and which is desirable to be postponed. It is necessary to acquire the skill: to have a clear understanding: - this is the amount of available free (unplanned) money before the next purchase! Until the next accounting of income.
In this application, everything is different. We know what expenses await us in the near future, the desire to make purchases, make repairs, or go on vacation. And be ready for the birthday of the second half, by March 8 or February 23, a year in advance. It is necessary to write down these intentions and desires, and to prescribe possible expenses.
Using the application, we now understand that:
- You can live with dignity and with a small income;
-taking loans and borrowing is completely optional;
- the skill is acquired to break expensive purchases at a certain time;
-the application will show how to make a reserve for unforeseen cases from a small income;
-the application helps to easily keep records of all income and expenses, disciplines, creates notifications of future payments;
- It is possible to record income and expense records not in real time, but knowing in advance how much money will be left for spontaneous spending;
-all columns of income and expenses are already taken into account, thought out and registered, but if desired, all of them can be changed;
- It remains to prescribe the amount of mandatory monthly expenses, income, and planned expenses for the year ahead.
Pros:
1. Free!
2. Without registrations and accounts. All accounting for income and expenses will remain only on the phone.
3. Completely offline from the Internet.
4. The application does not pass names and numbers to anyone!
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