With this budgeting app, you can forecast cash flow, plan spending, and track account balances over time. Includes bill reminders and scenario analysis tools.
AppRecs review analysis
AppRecs rating 4.9. Trustworthiness 80 out of 100. Review manipulation risk 23 out of 100. Based on a review sample analyzed.
★★★★☆
4.9
AppRecs Rating
Ratings breakdown
5 star
81%
4 star
10%
3 star
1%
2 star
0%
1 star
7%
What to know
✓
Low review manipulation risk
23% review manipulation risk
✓
Credible reviews
80% trustworthiness score from analyzed reviews
✓
High user satisfaction
81% of sampled ratings are 5 stars
About Kualto - Forecast Budgeting
Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance.
Pay off your debt. Use our Balance Report to see how long it will take you to do so, and to catch any red flags months before something becomes a problem.
While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week.
You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it!
See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices.
Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid.
Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly.
Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere.
How it works:
- Enter your account's current balance.
- Enter your bills and your income and how often they occur ("bi-weekly", for example).
- Track your balance each week and navigate forward or backward up to 30 years.
- Watch how your spending today affects your account balance in the future, and make spending decisions accordingly.
- Get reminders for bills that are due so you never pay late again.
After the 30-day trial, you must subscribe to continue using the app. These subscriptions are auto-renewing. You have the option of an Annual or Monthly subscription.
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.kualto.com/privacy-policy/
Kualto - Forecast Budgeting Screenshots
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Reviews for Kualto - Forecast Budgeting
dustinc17
Easy and effective
I have used Kualto for years now. It is easy to use and keeps me from accidental overdraft. I have many cards (this one for this, that one for that) and Kualto helps me remember which items I need to pay manually and automatically schedules the ones that recur. I’d love more consistent updates and added features, but I’m super happy with it.
PhoenixLinx
Pays for Itself
Pros: Pays for itself because it prevents overdraft fees, saves time, and highlights expenses I don't need. The learning curve is short and the app is easy to use. Once you put in the effort of entering your income and expenses, the ongoing work is basically zero. Keeps me disciplined, helps me avoid living beyond my means, and makes it easier to save for emergencies instead of spending on luxuries. It even motivates me to work overtime because it clearly shows when my balance will go negative if income and spending stay the same. Cons: The balance adjustment feature doesn't let me adjust the balance for today specifically. For example, if today is November 25 and my real checking balance is $200, the app adjusts the entire Nov 23-29 range instead of only today. A single-day balance adjustment option would make forecasting even more accurate.
![Cash Predict [Budget Forecast] icon](https://apprecs.org/ios/img/icons/webp/150/6444193844/fRkJ1xWlYw6-Mk6mU-k2_JdGMMUN0rfeRBBl8zojqX0-icon){kind=icon}
