With this financial app, you can open and manage US and Nigerian accounts, send and receive money across currencies, and use virtual and physical debit cards. Includes secure login options, transaction tracking, and account linking features.
AppRecs review analysis
AppRecs rating 4.1. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★★★☆
4.1
AppRecs Rating
Ratings breakdown
5 star
68%
4 star
10%
3 star
5%
2 star
4%
1 star
13%
What to know
✓
High user satisfaction
78% of sampled ratings are 4+ stars (4.2★ average)
✓
Authentic reviews
Natural distribution, no red flags
About Paga - Send, Pay, and Bank
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY!
PayPal is now closer to home. With Paga, you can:
Top up, withdraw, and get paid in any currency, instantly in Naira.
Pay globally anywhere PayPal is accepted.
Send and receive money worldwide right from your phone
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos
Download Paga today. Two wallets, one life, no borders.
Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga
Paga - Send, Pay, and Bank Screenshots
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Reviews for Paga - Send, Pay, and Bank
Cash190
Why do i have to update the app almost 2 times in a day
Sometime i'd need urgent money and would try to login to the account and it always dissappoint....what if i got something i need to pay for and need to use the app....this is really bad and you guyz should work on it coz this has happened to me more than 6 times now
Mike 686
Don’t download you will get scam one day
I have been using this bank app for like two weeks now and today I try to log in to transfer some money but it won’t let me login it will be loading and keep loading it doesn’t let me to access my account