Kredi – Loan, Savings & Bills
KREDI MONEY MICROFINANCE BANK LIMITED
2.9 ★
store rating
Free
AppRecs review analysis
AppRecs rating 2.6. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★☆☆☆
2.6
AppRecs Rating
Ratings breakdown
5 star
33%
4 star
10%
3 star
12%
2 star
7%
1 star
38%
What to know
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
⚠
Mixed user feedback
Average 2.9★ rating suggests room for improvement
⚠
High negative review ratio
45% of sampled ratings are 1–2 stars
About Kredi – Loan, Savings & Bills
Take full control of your money with Kredi – Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.
Key Features:
• Transfers: Fast intrabank & interbank transfers.
• Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.
• Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.
• Insurance: Protect your phone, POS device, and health with simple insurance options.
• Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.
• Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.
• Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.
Key Features:
• Transfers: Fast intrabank & interbank transfers.
• Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.
• Bill Payments & Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.
• Insurance: Protect your phone, POS device, and health with simple insurance options.
• Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.
• Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.
• Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.
