Pay'am

Pay'am is an app that facilitates the payment of goods and services 7 times faster in Africa, without an internet connection.
The goal of the app is to promote a digital economy for economic growth in Africa.

NB: Pay'am is not a mobile wallet, it is a facilitator of financial transactions across network providers and banks. It uses your current mobile wallet or bank to facilitate the process of paying for goods and services and sending money

* Send and request money:
With Payam, you can send money to your peers across any network provider. You can do that either by selecting the person's contact in your contact list, scanning his or her QR Code, or inputting the receiver's number manually. The transaction happens within seconds.

* Pay bills:
Pay utility bills like Water, Electricity, and TV cable bills from the comfort of your home or office with the payamapp.

* Deposit or withdraw money:
You can easily make a deposit or withdrawal from your local agent faster and more securely.

* Buy Airtime and internet data

* Check balance:
Check the balance of your mobile wallet, internet data, and airtime

This app uses Accessibility Services to simplify and visualize complex, USSD-based processes for illiterate and innumerate users.
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Supported countries:
Cameroon
Rwanda
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Supported operators and service providers:
Cameroon:
-- Operators
MTN Cameroon
Orange Cameroon
-- Service providers
MTN Mobile Money Cameroon
Orange Money Cameroon

Rwanda:
-- Operators
MTN Rwanda
-- Service providers
MTN Mobile Money Rwanda

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Pay for goods and services with the payam app up to 7 times faster!
Scan QR code to send money, withdraw, or deposit
Use your preferred mobile wallet or bank
Send money or pay merchants without internet
Secured biometrically and with PIN code
Multiple services available per country
Send money or request payment from others
Receive payments through QR code