AppRecs review analysis
AppRecs rating 3.4. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★★☆☆
3.4
AppRecs Rating
Ratings breakdown
5 star
50%
4 star
7%
3 star
7%
2 star
0%
1 star
36%
About Build: Credit Building
Download the Build app today to apply, manage your account, and monitor your savings progress.
There is no hard credit pull and no credit needed. Build your credit history with all three major credit bureaus for as little as $25/mo². Get started today!
Please visit www.getbuild.com for more information.
Disclosures:
All customer accumulated principal payments are deposited into a locked savings account controlled by Build and are not FDIC insured. Access to loan products is subject to approval by PRGB, Inc., who determines qualifications for any terms of credit. Individual borrowers must be U.S. Citizens or permanent residents and at least 18 years old. Not available in all states. Valid bank account and Social Security Number are required. All loans are subject to ID verification. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. This product will not remove negative credit history from your credit report.
PRGB, Inc. dba "Build", NMLS No. 2410706
¹The locked savings account does not earn interest. The funds in your locked savings account will not be accessible until your loan is paid in full or closed. You build savings by having funds available to you at the end of the loan in your locked savings account. Note that interest and a one-time, prepaid administration fee apply to the loan product. Customers who complete the full terms of the Credit Builder Loan can receive approximately 85% of the loan funds once the loan is repaid in full.
²For example: (1) Starter Loan: Your loan amount is $520. You make $25 monthly loan payments for 24 months and there is a $9 administration fee. 15.92% Annual Percentage Rate. By the end of your loan term, you will have paid $609 ($89 cost).
Build: Credit Building Screenshots
Tap to Rate:
Reviews for Build: Credit Building
Hectheezzy
Scam
Scammmmm
mrnofreerides
Doesn’t make sense
SCAM!!!!!! Something about this app is starting to seem fishy. I went to sign in and the app said it wasn’t available in my area. I called customer service and they claimed it was due to maintenance and I should make the payment on the phone. I declined and waited until the site was back up running. Made my payment and now I get an email saying my account is closed and my money will be sent to my account. No money in the build account and no money in my bank account. Imma try again tomorrow and even if it appears imma see if I can close this out because every month seems like an issue. Also the fact that I have to verify with a code everytime to log in is ridiculous. If I know my password why do I need to verify every single time. Update on app: the my randomly closed down the app and emailed stating a refund will be made of the total amount including my sign up fee. I only got back the amount after they took $40 interest . The account screams scam. Now the contact phone number doesn’t work at all .