Kudzu: Online Banking App
Kudzu Money, LLC
4.8 ★
store rating
Free
AppRecs review analysis
AppRecs rating 4.6. Trustworthiness 80 out of 100. Review manipulation risk 24 out of 100. Based on a review sample analyzed.
★★★★☆
4.6
AppRecs Rating
Ratings breakdown
5 star
95%
4 star
0%
3 star
0%
2 star
0%
1 star
5%
What to know
✓
Low review manipulation risk
24% review manipulation risk
✓
Credible reviews
80% trustworthiness score from analyzed reviews
✓
High user satisfaction
95% of sampled ratings are 5 stars
About Kudzu: Online Banking App
Kudzu is a low-fee online banking app with flexible accounts, overdraft protection, smart budgeting tools, and more! Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
Our mission is to make financial freedom accessible to all. Here are the tools that will guide you:
•Track your money and set budgets with Kudzu’s digital-first Spending Account.
•Enjoy automatic savings and unlimited account transfers between Kudzu accounts with our interest-earning Savings Account.
•Get fee-free overdraft protection with automatic transfers from savings to spending with Covered by Kudzu™¹.
•Keep track of your spending with daily, weekly, or monthly notifications with SpendSense Alerts².
•Learn through bite-sized financial literacy lessons (and earn rewards!) with PayPerks®³.
Your savings account also comes with Savings Habits, a simple way to schedule transfers and put money aside automatically. Together with your SpendSense Alerts notifications² and Covered by Kudzu™¹ overdraft protection, these three features form the Kudzu toolkit.
Start spending instantly with the Kudzu Visa® Debit Card, our digital-first debit card. Activate it directly in the app or add it to your mobile wallet in seconds.
Whether you’re tapping to pay, shopping online, or grabbing cash from one of 55,000+ fee-free Allpoint® ATMs, Kudzu makes every transaction simple.
The Kudzu debit card comes with security features to keep your money safe and deliver a secure banking experience. Instantly lock or unlock your debit card in the app and receive real-time fraud alerts².
We also offer Kudzu+⁴, an optional premium upgrade to the standard Kudzu account. Kudzu+ offers benefits such as free expedited debit card replacement, advanced overdraft protection⁵, and the ability to set multiple savings goals.
Financial freedom starts with a download. Kudzu’s low fee online banking app will help you manage your money, power your savings, and learn how to make smart financial decisions.
¹Covered by Kudzu™ is an optional overdraft protection feature that uses funds in your savings account to cover debit card transactions that would otherwise bring your account negative, up to 10 times per month. You must maintain at least $50.00 in savings to be eligible for Covered by Kudzu. If the combined balance in your spending and savings accounts is less than the transaction amount, the transaction will be declined. For full terms and conditions, please visit https://www.kudzumoney.com/policies/#covered-by-kudzu-terms-and-conditions.
²Message and data rates may apply.
³The Bancorp Bank, N.A., is issuer of the Kudzu Visa® Debit Card only and does not endorse or sponsor the associated products, services or offers from PayPerks®.
⁴Kudzu+ is an optional spending account that gives you access to additional features and benefits. A $4.95 monthly membership fee applies and will be automatically deducted from your Kudzu+ spending account.
⁵Covered by Kudzu+™ is an optional overdraft protection feature that covers up to $100 in debit card purchase transactions that bring your spending account negative. If you have also enrolled in Covered by Kudzu™, we will first transfer available funds from your savings account to cover a debit card purchase that brings your spending account negative, before using Covered by Kudzu+. To be eligible to enroll in Covered by Kudzu+, you must have an active spending account open for at least 30 days and one qualifying deposit of $100 within that 30-day period. To maintain access to Covered by Kudzu+ once enrolled, you must receive at least one qualifying deposit of $100 or more in your spending account each 30-day period. For full terms and conditions, please visit kudzumoney.com/policies/#covered-by-kudzu-plus-terms-and-conditions.
The Kudzu Visa® Debit Card is issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted.
Our mission is to make financial freedom accessible to all. Here are the tools that will guide you:
•Track your money and set budgets with Kudzu’s digital-first Spending Account.
•Enjoy automatic savings and unlimited account transfers between Kudzu accounts with our interest-earning Savings Account.
•Get fee-free overdraft protection with automatic transfers from savings to spending with Covered by Kudzu™¹.
•Keep track of your spending with daily, weekly, or monthly notifications with SpendSense Alerts².
•Learn through bite-sized financial literacy lessons (and earn rewards!) with PayPerks®³.
Your savings account also comes with Savings Habits, a simple way to schedule transfers and put money aside automatically. Together with your SpendSense Alerts notifications² and Covered by Kudzu™¹ overdraft protection, these three features form the Kudzu toolkit.
Start spending instantly with the Kudzu Visa® Debit Card, our digital-first debit card. Activate it directly in the app or add it to your mobile wallet in seconds.
Whether you’re tapping to pay, shopping online, or grabbing cash from one of 55,000+ fee-free Allpoint® ATMs, Kudzu makes every transaction simple.
The Kudzu debit card comes with security features to keep your money safe and deliver a secure banking experience. Instantly lock or unlock your debit card in the app and receive real-time fraud alerts².
We also offer Kudzu+⁴, an optional premium upgrade to the standard Kudzu account. Kudzu+ offers benefits such as free expedited debit card replacement, advanced overdraft protection⁵, and the ability to set multiple savings goals.
Financial freedom starts with a download. Kudzu’s low fee online banking app will help you manage your money, power your savings, and learn how to make smart financial decisions.
¹Covered by Kudzu™ is an optional overdraft protection feature that uses funds in your savings account to cover debit card transactions that would otherwise bring your account negative, up to 10 times per month. You must maintain at least $50.00 in savings to be eligible for Covered by Kudzu. If the combined balance in your spending and savings accounts is less than the transaction amount, the transaction will be declined. For full terms and conditions, please visit https://www.kudzumoney.com/policies/#covered-by-kudzu-terms-and-conditions.
²Message and data rates may apply.
³The Bancorp Bank, N.A., is issuer of the Kudzu Visa® Debit Card only and does not endorse or sponsor the associated products, services or offers from PayPerks®.
⁴Kudzu+ is an optional spending account that gives you access to additional features and benefits. A $4.95 monthly membership fee applies and will be automatically deducted from your Kudzu+ spending account.
⁵Covered by Kudzu+™ is an optional overdraft protection feature that covers up to $100 in debit card purchase transactions that bring your spending account negative. If you have also enrolled in Covered by Kudzu™, we will first transfer available funds from your savings account to cover a debit card purchase that brings your spending account negative, before using Covered by Kudzu+. To be eligible to enroll in Covered by Kudzu+, you must have an active spending account open for at least 30 days and one qualifying deposit of $100 within that 30-day period. To maintain access to Covered by Kudzu+ once enrolled, you must receive at least one qualifying deposit of $100 or more in your spending account each 30-day period. For full terms and conditions, please visit kudzumoney.com/policies/#covered-by-kudzu-plus-terms-and-conditions.
The Kudzu Visa® Debit Card is issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted.
