RaiPay Albania

RaiPay Albania - Your Digital Wallet Made Smarter

RaiPay is the fast, secure, and convenient way to manage all your Raiffeisen Bank Albania cards directly from your iOS device. With a simple and intuitive design, RaiPay brings you a full digital card experience, available 24/7, wherever you are.

RaiPay now includes a wide set of upgraded features that give you complete control over your cards:

Seamless 3DS Authentication: No more SMS codes. Approve your online payments directly in RaiPay through a fully digital and secure authentication process.

Card Block & Unblock - Instantly & 24/7: Freeze or unfreeze any of your Visa or Mastercard cards in real time, at no cost. Total security, always just one tap away within your RaiPay digital wallet.

Virtual cards for every plastic card: Generate a free virtual card for any of your physical cards directly in RaiPay. Available instantly, 24/7, ready for online purchases and NFC payments.

Online instant replacement of plastic cards: Lost or damaged card? Replace it immediately in the app. Your new card is issued digitally on the spot and is ready for NFC payments and ATM withdrawals instantly.

Card transaction information enrichment: Enjoy the most detailed and enriched view of your card transactions, available exclusively in RaiPay. More clarity, more details, more control.

Instant card to card money transfers (P2P): Send money instantly, 24/7, from your cards to Visa or Mastercard cards issued inside or outside Albania (within the European zone). Perform money transfers by benefiting from the most competitive fees in the market anytime of the day.

Everything you already love:

RaiPay keeps all your essential card features in one place:

Add all your cards instantly and automatically with one secure login to your Personal Account in “Raiffeisen On” Mobile Application.

View your card PIN anytime, securely

Track all card transactions in real time

Store and manage your merchant loyalty cards digitally

Monitor your credit card balance instantly after every purchase or payment

Check debit card daily limits for POS, e commerce, and ATM withdrawals

Access full card details securely

Requirements

RaiPay is available for customers who hold contactless Visa or Mastercard debit or credit cards issued by Raiffeisen Bank Albania.

To install RaiPay, you need:

An iOS device running iOS 15.0 or later

A device with an active screen lock (PIN, Face ID, or Touch ID)

Non rooted / non jailbroken device



What’s New:

Seamless 3DS Authentication: Approve payments directly in RaiPay - no SMS codes needed.

Card Block & Unblock: Freeze/unfreeze Visa or Mastercard instantly, 24/7, at no cost.

Virtual Cards: Create free virtual cards for any physical card, ready for online & NFC payments.

Instant Card Replacement: Replace lost/damaged cards instantly in-app, ready for use immediately.

Enhanced Transaction Details: Get the most detailed view of your card transactions.

Instant Card-to-Card Transfers: Send money instantly, 24/7, to Visa/Mastercard cards in Europe with low fees.