With this digital banking app, you can perform fund transfers, view account summaries, and access various banking services. Includes features such as bill payments, investments, loan applications, and reward management.
AppRecs review analysis
AppRecs rating 3.8. Trustworthiness 79 out of 100. Review manipulation risk 24 out of 100. Based on a review sample analyzed.
★★★☆☆
3.8
AppRecs Rating
Ratings breakdown
5 star
58%
4 star
18%
3 star
8%
2 star
4%
1 star
12%
What to know
✓
Low review manipulation risk
24% review manipulation risk
✓
Credible reviews
79% trustworthiness score from analyzed reviews
✓
High user satisfaction
76% of sampled ratings are 4+ stars (4.1★ average)
About IndSMART IndianBank Mobile App
IndSMART is a safe, secure, user friendly and smart mobile banking application with more than 250+ cutting edge features and services for all your banking needs.
Download the application from Apple App Store and experience its best-in-class features.
IndSMART Mobile Banking Features:
• Customize your Dashboard and Themes
• Account Summary - Insight of all your Accounts
• Set Primary Account
• Overview of Assets & Liabilities in one go
• Download Statement and view m-Passbook
• Balance Certificate, Home & Education Loan Interest Certificates
• Transaction History – Snippet of all Transactions
• Fund Transfers using UPI, IMPS, NEFT, RTGS
• UPI Payments, Scan and Pay using UPI
• Pay to Contact facility for Intra Bank Payments
• EasiPay (24*7) Fund Transfer for new payees
• View and Repeat Favorite Transactions
• Schedule your Transfers for Recurring Payments
• Pay EMIs, RD, VRD installments and Credit Card Payments
• Donate to PMNRF
• Lock and Unlock Financial Transaction Facility
• Manage Fund Transfer Limits
• Manage all Payees
• Manage and Pay all your Bills through BBPS
• Invest in Term Deposits and build wealth
• Submit Form 15G/H for deposit accounts
• Invest in Public Provident Fund (PPF), National Pension Scheme (NPS)
• Mahila Samman Savings Certificate (MSSC), National Savings
Certificate (NSC), Kisan Vikas Patra (KVP)
• Add, Update Nominee and care for your loved ones
• Avail OD Facility against Deposits
• Apply for Digital Loans
• e-Shopping - Compare and Shop
• Apply for IPO (ASBA)
• Invest in Stocks, Mutual Funds, Demat and Online Trading
• Avail Insurance
• Manage Debit and Credit Cards
• Withdraw cash without physical debit cards
• Door Step Banking Services
• Earn rewards for transactions & manage reward points
• Hotel, Bus and Flight Bookings
• Cheque Book Services
• Register and Track Complaints
• Apply for Locker Facility
• GST Number Updation
• Plan, manage your expenses
• Create goals, fulfill your dreams
IndSMART IndianBank Mobile App Screenshots
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Reviews for IndSMART IndianBank Mobile App
Mrs Trikha
Interface
Great app/ interface
Jr131879
Not very user friendly
It is a royal pain to be not able to see your account balances unless you click show account balances. One already goes through several hoops to launch the application with nonsense like MPIN, MTPIN, TXN PIN, enabling Face ID ETC. Then once Face ID clears it why make the user go through additional clicks to show the account balances unless? Also all computer science research shows that making the user change passwords does not improve security but rather only decreases the security. When will the so called security czars keep themselves abreast on these and stop insisting on changing passwords.
