# Low-friction manual tracking
Break the cycle of automated systems that you forget about. Manual tracking helps you think before you spend. Karma’s low-friction, 2-step flow makes manual tracking quick and easy, helping you stay mindful of your spending.
# Flexible monthly budgets
Stay on track without feeling restricted. Unused budgets roll forward, giving you the flexibility to save or spend more as your needs change.
# Track recurring subscriptions
Track recurring subscriptions and receive timely reminders for upcoming charges. See your total spending on any service at a glance.
# Currency conversion
Track your travel expenses in any foreign currency with ease. We support over 150 currencies, all available for free.
# Widgets, Controls, Siri, Shortcuts
Designed to fit perfectly into your Apple ecosystem. Use Widgets and Controls for 2-step expense tracking, log expenses with Siri, or customize Shortcuts to suit your workflow.
# Works beautifully on Apple Watch
Track your spending directly from your wrist. With customizable Complications and Widgets for your Smart Stack, Karma ensures you can manage expenses with just a few taps.
# Privacy
Your data stays secure. Karma syncs seamlessly across iPhone and Apple Watch via iCloud, with no third-party access or bank account linking required.
Privacy policy: https://www.inthemiddle.dev/karma/privacy-policy
Terms and conditions: https://www.inthemiddle.dev/karma/terms-and-conditions
Break the cycle of automated systems that you forget about. Manual tracking helps you think before you spend. Karma’s low-friction, 2-step flow makes manual tracking quick and easy, helping you stay mindful of your spending.
# Flexible monthly budgets
Stay on track without feeling restricted. Unused budgets roll forward, giving you the flexibility to save or spend more as your needs change.
# Track recurring subscriptions
Track recurring subscriptions and receive timely reminders for upcoming charges. See your total spending on any service at a glance.
# Currency conversion
Track your travel expenses in any foreign currency with ease. We support over 150 currencies, all available for free.
# Widgets, Controls, Siri, Shortcuts
Designed to fit perfectly into your Apple ecosystem. Use Widgets and Controls for 2-step expense tracking, log expenses with Siri, or customize Shortcuts to suit your workflow.
# Works beautifully on Apple Watch
Track your spending directly from your wrist. With customizable Complications and Widgets for your Smart Stack, Karma ensures you can manage expenses with just a few taps.
# Privacy
Your data stays secure. Karma syncs seamlessly across iPhone and Apple Watch via iCloud, with no third-party access or bank account linking required.
Privacy policy: https://www.inthemiddle.dev/karma/privacy-policy
Terms and conditions: https://www.inthemiddle.dev/karma/terms-and-conditions
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