Wealthfront: Save and Invest

Wealthfront: Save and Invest icon

Wealthfront: Save and Invest

Wealthfront

4.8

17K ratings

Free

With this finance app, you can save, invest, and manage your wealth through automated portfolios and high-yield cash accounts. Includes features like fee-free ATM access, bond ladders for tax-efficient yields, and stock investments with zero commissions.

AppRecs review analysis

AppRecs rating 4.1. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.

★★★★

4.1

AppRecs Rating

Ratings breakdown

5 star

90%

4 star

6%

3 star

1%

2 star

1%

1 star

3%

What to know

High user satisfaction

90% of sampled ratings are 5 stars

About Wealthfront: Save and Invest

CASH ACCOUNT: EARN 3.95% Annual Percentage Yield (APY)
Earn a high APY with no fees via program banks—and get a 0.65% boost for three months when you join as a new client. Get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs, plus get two ATM fee reimbursements (up to $7.50 each) per month. Learn more at wealthfront.com/cash.

AUTOMATED BOND LADDER: LOCK-IN HIGH YIELDS (AND NO STATE TAXES)
Make the most of current rates with a ladder of US Treasuries. Your interest is exempt from state and local income taxes, so you can earn more than most savings accounts and some CDs.

AUTOMATED INVESTING ACCOUNT: EXPERT-BUILT ETF PORTFOLIOS
Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you. We handle the trades, reinvest your dividends, and help to lower your taxes.

INVEST IN STOCKS WITH ZERO COMMISSIONS
Invest directly in the stocks and ETFs that you believe in. Get started for as little as $1.

UPGRADE YOUR S&P 500® INVESTING
Invest directly in the stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill.

BUILD YOUR WEALTH IN ONE PLACE
Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth.

The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to buy or sell any security.

Cash Account offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. *The Annual Percentage Yield (“APY”) on cash deposits as of December 19, 2025, is representative, subject to change, and requires no minimums. We convey funds to program banks who accept and maintain deposits, provide the variable APY, and provide FDIC insurance.

The S&P 500® index is a product of S&P Dow Jones Indices LLC (“SPDJI”) and has been licensed for use by Wealthfront Advisers LLC. Standard & Poor’s®, S&P®, S&P 500®, US 500 and The 500 are trademarks of Standard & Poor’s Financial Services LLC; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Wealthfront Advisers LLC. Wealthfront’s S&P 500 Direct Portfolio is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® index.

The yield earned from U.S. Treasuries is exempt from state and local income taxes. However, interest income from Treasuries is subject to federal income tax. Tax treatment may vary based on your individual circumstances. To understand implications for your specific financial situation, consult a tax professional.

Product images show Wealthfront’s free, software-based financial planning tool, Path, which helps users optimize their finances to meet certain goals. The information provided by the images is for illustrative purposes only and is not investment advice or performance. Users should not rely on this information as a basis of investment, financial, or tax planning decisions.

Copyright 2025 Wealthfront Corporation. All rights reserved.
Wealthfront: Save and Invest Screenshots
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Reviews for Wealthfront: Save and Invest

HumbleKeyboardist

Latest Update Ruined Categories

The latest update added “Goals” to categories which has now removed the progress indicator from categories on the main dashboard and all interior views. So setting a target in the automated savings feature no longer shows progress visually unless you add a goal. Adding a goal is done on a completely different screen. Making the user do double work is a quick way to frustrate users. Why are you making me do the same thing twice? At the very least, if you are going to make the product WORSE, show me my goal amount when doing my automation for that category so I can set it to be the same value for my target. Not sure what the mindset was behind this decision but it’s infuriating.

Telemarkus

Great product

The best interest rates. The lowest fees. Consistent returns. This app delivers on all of its promises. While I’ve been disappointed by many banks and exchanges over the years, Wealthfront has rarely let me down. Thank you for a great product

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