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Toju Save

We are Providing affordable financial services to the last mile through Thrift collectors (ajo, esusu), savings clubs and local co-operatives. we are helping local financial service providers do more by keeping better records and giving them additional income streams .

Toju Agent

Toju Agents offers a platform that digitize the traditional Ajo among the unbanked population. We leverage on existing POS agents, business center e.t.c to offer savings to small medium enterprises.

Toju

With a fusion of technology and trusted informal financial service practices, Toju provides accessible and flexible financial services to underserved communities. Their platform offers services such as mobile payments, digital wallets, remittance solutions, and microfinance, empowering individuals t