With this finance app, you can view transactions, manage your balance, and control spending with virtual cards. Includes transaction tracking, spending controls, and rewards on purchases.
AppRecs review analysis
AppRecs rating 4.4. Trustworthiness 86 out of 100. Review manipulation risk 18 out of 100. Based on a review sample analyzed.
★★★★☆
4.4
AppRecs Rating
Ratings breakdown
5 star
81%
4 star
8%
3 star
1%
2 star
0%
1 star
9%
What to know
✓
Low review manipulation risk
18% review manipulation risk
✓
Credible reviews
86% trustworthiness score from analyzed reviews
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About X1 Card
X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee
X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app
Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.
Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc.
Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.
X1 Card Screenshots
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Reviews for X1 Card
Con Dev
12/18/2025
edit:12/2025 so the latest updated took away the features. I used to get 3x points and cashback now its 1.5 and there used to be "boosts" for up to 5x and those have been removed too. looking for a new card now this has fallen behind. old post: 2/2021 This is the best card I've used. and the customer support was extremely friendly and responsive! overall I recommend to anyone.
Eric Fortney
12/13/2025
This was previously an excellent card you could consistently hit 3% cash back on all categories with plus category bonuses. Both stripped away after the fact.
