You do not receive brokerage fees and any fees associated with the loan.
Disadvantages for overdue: Credit rating or personal credit rating decline and overdue interest may occur.
Your credit rating or personal credit rating may decrease when you borrow.
If the bank is regulated as a customer subject to credit management by financial institutions in accordance with the IBK Savings Bank's credit regulations and related laws, loans may be rejected for delinquent persons, etc.
If you have any objection related to the savings bank transaction, you can request a settlement from the dispute settlement organization of IBK Savings Bank Co., Ltd. or you can request dispute settlement through the Financial Dispute Mediation Committee.
IBK Savings Bank does not accept money or entertainment. If there is a violation of ethics management or if there is a need for improvement, please report it.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
* Identification method-Savings Bank Federation: 02-3978-600, www.fsb.or.kr
It is illegal to request or receive brokerage fees
Loan interest rate: 7% ~ 8% per year
Overdue interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 15 million
Loan period: 3 or 5 years
Example of total loan cost: Sunshine Loan 15 million KRW 5 years (60 months) Total repayment amount 18,050,000 KRW when borrowing with 8% interest
Loan interest rate: 8% ~ 17% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 20 million
Loan period: 1 to 5 years
Example of total loan cost: Intermediate 2 20 million won 5 years (60 months) interest 19.6% total repayment amount 24,331,673 won
Loan interest rate: 5 ~ 19% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum 1 million won-maximum 100 million won
Loan period: 1 to 6 years
Example of total loan cost: i-Bikron KRW 100 million, 6 years (72 months) interest 8%, total repayment amount 126,239,332 KRW
Loan Consultant: Sunmi Choi
Counselor registration number: 2-650-0124
Business name: IBK Savings Bank Trusted Corporation OKplus Co., Ltd.
Representative Director: Minho Kim / Business Registration Number: 680-86-00246
National Savings Bank Registration Number: 1-650-3982
Deliberation by the associate supervisor: No. 2021-28 (2021.04.27)
Location of business: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building)
Representative number: 1522-2464
Disadvantages for overdue: Credit rating or personal credit rating decline and overdue interest may occur.
Your credit rating or personal credit rating may decrease when you borrow.
If the bank is regulated as a customer subject to credit management by financial institutions in accordance with the IBK Savings Bank's credit regulations and related laws, loans may be rejected for delinquent persons, etc.
If you have any objection related to the savings bank transaction, you can request a settlement from the dispute settlement organization of IBK Savings Bank Co., Ltd. or you can request dispute settlement through the Financial Dispute Mediation Committee.
IBK Savings Bank does not accept money or entertainment. If there is a violation of ethics management or if there is a need for improvement, please report it.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
* Identification method-Savings Bank Federation: 02-3978-600, www.fsb.or.kr
It is illegal to request or receive brokerage fees
Loan interest rate: 7% ~ 8% per year
Overdue interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 15 million
Loan period: 3 or 5 years
Example of total loan cost: Sunshine Loan 15 million KRW 5 years (60 months) Total repayment amount 18,050,000 KRW when borrowing with 8% interest
Loan interest rate: 8% ~ 17% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 20 million
Loan period: 1 to 5 years
Example of total loan cost: Intermediate 2 20 million won 5 years (60 months) interest 19.6% total repayment amount 24,331,673 won
Loan interest rate: 5 ~ 19% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum 1 million won-maximum 100 million won
Loan period: 1 to 6 years
Example of total loan cost: i-Bikron KRW 100 million, 6 years (72 months) interest 8%, total repayment amount 126,239,332 KRW
Loan Consultant: Sunmi Choi
Counselor registration number: 2-650-0124
Business name: IBK Savings Bank Trusted Corporation OKplus Co., Ltd.
Representative Director: Minho Kim / Business Registration Number: 680-86-00246
National Savings Bank Registration Number: 1-650-3982
Deliberation by the associate supervisor: No. 2021-28 (2021.04.27)
Location of business: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building)
Representative number: 1522-2464
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