It is illegal to ask for or receive brokerage fees and we do not charge any fees related to the loan.
Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.
Disadvantages in case of delinquency: Credit rating or personal credit score may be lowered and interest overdue may occur.
Loans may lower your credit rating or personal credit score.
If the bank is regulated as a customer subject to credit management by a financial institution in accordance with the IBK Savings Bank's credit regulations and related laws, loans to delinquent persons, etc. may be refused.
If you have any objections to the savings bank transaction, you can request a resolution to the dispute resolution body of IBK Savings Bank Co., Ltd. or apply for dispute mediation through the Financial Dispute Mediation Committee, etc.
IBK Savings Bank Co., Ltd. does not accept money, valuables or entertainment. Please report any violations of ethical management or if improvement is required.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
* How to verify your identity - Korea Savings Bank Federation: 02-3978-600, www.fsb.or.kr
It is illegal to solicit or receive brokerage fees | Excessive debt can bring you great misfortune.
< Sunshine Theory >
Loan interest rate: 7% to 8% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 15 million won
Loan period: 3 or 5 years
Example of total loan cost: Sunshine Loan 15 million won 5 years (60 months) With 8% interest, total repayment amount 18,050,000 won
< Side Idol 2 >
Loan interest rate: 8% to 17% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 20 million won
Loan period: 1 to 5 years
Example of total loan cost: Siidol 2 20 million won 5 years (60 months) With 19.6% interest, total repayment amount 24,331,673 won
< i-biglon >
Loan interest rate: 5 ~ 19% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 100 million won
Loan period: 1 to 6 years
Example of total loan cost: i-Big Loan 100 million won 6 years (72 months) Total repayment amount 126,239,332 won when loaned at 8% interest
Loan Counselor: Choi Seon-mi
Counselor registration number: 2-650-0124
Business Name: IBK Savings Bank Trusted Corporation OK Plus Co., Ltd.
CEO : Minho Kim / Business registration number : 680-86-00246
National Savings Bank Registration Number: 1-650-3982
IBK Savings Bank Compliance Officer Shim Eui-pil No. 2022-23 (2022.02.25~2023.02.24)
Location of business site: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building)
Representative number: 1522-2464
Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.
Disadvantages in case of delinquency: Credit rating or personal credit score may be lowered and interest overdue may occur.
Loans may lower your credit rating or personal credit score.
If the bank is regulated as a customer subject to credit management by a financial institution in accordance with the IBK Savings Bank's credit regulations and related laws, loans to delinquent persons, etc. may be refused.
If you have any objections to the savings bank transaction, you can request a resolution to the dispute resolution body of IBK Savings Bank Co., Ltd. or apply for dispute mediation through the Financial Dispute Mediation Committee, etc.
IBK Savings Bank Co., Ltd. does not accept money, valuables or entertainment. Please report any violations of ethical management or if improvement is required.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
* How to verify your identity - Korea Savings Bank Federation: 02-3978-600, www.fsb.or.kr
It is illegal to solicit or receive brokerage fees | Excessive debt can bring you great misfortune.
< Sunshine Theory >
Loan interest rate: 7% to 8% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 15 million won
Loan period: 3 or 5 years
Example of total loan cost: Sunshine Loan 15 million won 5 years (60 months) With 8% interest, total repayment amount 18,050,000 won
< Side Idol 2 >
Loan interest rate: 8% to 17% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 20 million won
Loan period: 1 to 5 years
Example of total loan cost: Siidol 2 20 million won 5 years (60 months) With 19.6% interest, total repayment amount 24,331,673 won
< i-biglon >
Loan interest rate: 5 ~ 19% per annum
Overdue interest rate: Loan interest rate + 3% per annum (up to 24%)
Loan limit: Minimum 1 million won - Maximum 100 million won
Loan period: 1 to 6 years
Example of total loan cost: i-Big Loan 100 million won 6 years (72 months) Total repayment amount 126,239,332 won when loaned at 8% interest
Loan Counselor: Choi Seon-mi
Counselor registration number: 2-650-0124
Business Name: IBK Savings Bank Trusted Corporation OK Plus Co., Ltd.
CEO : Minho Kim / Business registration number : 680-86-00246
National Savings Bank Registration Number: 1-650-3982
IBK Savings Bank Compliance Officer Shim Eui-pil No. 2022-23 (2022.02.25~2023.02.24)
Location of business site: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building)
Representative number: 1522-2464
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