The "Caixinha de Financeiras" application is a platform dedicated to helping friends and family manage their savings throughout the year. It offers a variety of functions to facilitate this process:
1. Dashboard: The application has a control panel (dashboard) that clearly and organized displays the individual values of each participant. This allows everyone to track the balance of their contributions over time.
2. Monthly Payments Control: The application allows each participant to register and control their monthly payments to the box. This helps keep tabs on each person's individual contributions and ensures that everyone is meeting their financial obligations.
3. Interest-bearing loans: Participants have the option of requesting loans from each other, with the possibility of applying interest. The application facilitates the calculation and division of interest among the participants involved, ensuring that each one receives the corresponding portion.
4. Maturity Control: The application includes a control system to monitor the due dates of monthly payments and loans. It sends reminders and notifications to attendees to ensure everyone is aware of important dates and doesn't miss deadlines.
5. Loan Control: In addition to registering loans, the application maintains a complete history of loan transactions, including dates, amounts and involved. This promotes transparency and facilitates financial control.
At the end of the process, when the deadline agreed to close the "little box" arrives, each participant will receive back the amount they initially deposited, plus interest on the loans that were granted. In this way, the application automatically calculates the amount to be received by each participant, considering their contributions and any interest received on loans.
In summary, the "Caixinha de Financeiras" application offers a dashboard for viewing individual values, controlling monthly payments, loans with interest divided among participants, controlling maturities and a complete record of loan transactions. At the end of the process, each participant receives back their initial deposit, plus interest on the loans. This allows friends and family to manage their savings seamlessly and efficiently throughout the year.
1. Dashboard: The application has a control panel (dashboard) that clearly and organized displays the individual values of each participant. This allows everyone to track the balance of their contributions over time.
2. Monthly Payments Control: The application allows each participant to register and control their monthly payments to the box. This helps keep tabs on each person's individual contributions and ensures that everyone is meeting their financial obligations.
3. Interest-bearing loans: Participants have the option of requesting loans from each other, with the possibility of applying interest. The application facilitates the calculation and division of interest among the participants involved, ensuring that each one receives the corresponding portion.
4. Maturity Control: The application includes a control system to monitor the due dates of monthly payments and loans. It sends reminders and notifications to attendees to ensure everyone is aware of important dates and doesn't miss deadlines.
5. Loan Control: In addition to registering loans, the application maintains a complete history of loan transactions, including dates, amounts and involved. This promotes transparency and facilitates financial control.
At the end of the process, when the deadline agreed to close the "little box" arrives, each participant will receive back the amount they initially deposited, plus interest on the loans that were granted. In this way, the application automatically calculates the amount to be received by each participant, considering their contributions and any interest received on loans.
In summary, the "Caixinha de Financeiras" application offers a dashboard for viewing individual values, controlling monthly payments, loans with interest divided among participants, controlling maturities and a complete record of loan transactions. At the end of the process, each participant receives back their initial deposit, plus interest on the loans. This allows friends and family to manage their savings seamlessly and efficiently throughout the year.
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