Instant Duit

You can rely on Instant Duit financially in times of need as Instant Duit can guarantee you the best money lending experience for all the times.
Our customer always faced the pain of calling the traditional brick, mortar banks or financial institutions for loans and hassle to submit tons of paperworks. Instant Duit can helps you avoid all these hassels by just apply your loan through our mobile app online.

Disclaimer : For Malaysia's residents of 18 years old and above only.

Fees & Charges:

Minimum duration of payment: 3 months

Maximum repayment period: 24 months

Max. Annual Percentage Rate (APR) is 0%.

Processing Fee (Includes Underwriting Fee, Gateway Fee, and Service Fee)

RM300 ~ RM15000 depending on the loan amount

Early Termination Fee: None

Late Payment Interest: Late payment penalty may apply

Calculation of the Loan Example:

Loan Amount - RM3000.00

Loan Period - 6 Months Installment

Interest Rate - 0%

RM 20(Includes Underwriting Fee) + RM 20(Gateway Fee) + RM 20(Service Fee) = RM 60(Processing Fee)

RM3000(Loan Amount) * 0%(Interest rate per month) * 6 Months(Loan Period) = RM0(Total Interest Charge)

RM3000(Loan Amount) + RM0(Total Interest Charge) = RM3000(Total Repayment Amount)

RM3000(Total Repayment Amount) / 6 Months(Loan Period) = RM500 (Monthly Installment Calculation)

Others:

Minimum repayment period 90days

Maximum repayment period 730days

Maximum Annual Percentage Rate 18%

Including all applicable fees (Underwriting Fee, Gateway Fee, Service Fee)

Terms & Conditions
https://www.instantduit.com/terms/

Privacy Policy
https://www.instantduit.com/privacy-policy