AppRecs review analysis
AppRecs rating 1.8. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★☆☆☆☆
1.8
AppRecs Rating
Ratings breakdown
5 star
12%
4 star
0%
3 star
16%
2 star
0%
1 star
72%
What to know
✓
Authentic reviews
Natural distribution, no red flags
⚠
Mixed user feedback
Average 1.8★ rating suggests room for improvement
⚠
High negative review ratio
72% of sampled ratings are 1–2 stars
About U-Token
U-TOKEN: An easy-to-use Two-Factor Authentication solution for Union Bank of India Internet Banking.
U-TOKEN is an OTP generation application for authorizing login/transactions done on Union Bank of India Internet Banking portal. (Internet Connectivity is required for the application to function) .
Registration Process:
1. Login to Union Bank of India Internet Banking. Go to Personal Security Settings > U-Token > Step1 U-Token Registration & complete registration in Internet banking.
2. On successful registration, confirmation SMS will be sent to your registered mobile number. Download & install U-Token app on your mobile. Tap New User? Register Here & complete registration in app.
3. Login to Union Bank of India Internet Banking and enable U-Token services under Personal Security Settings > U-Token > Step2 Enable U-Token.
4. Now, U-Token will be the Two Factor Authentication instead of OTP for authorizing your Internet Banking transactions.
5. Users having view facility; Go to General Services > Service requests > Step1 U-Token Registration.
Download U-TOKEN now to use the hassle free OTP service independent of mobile network service providers.
Now, never miss a transaction waiting long for undelivered OTPs through SMS. Download Union Bank of India U-Token now.
(PLEASE NOTE: PRESENTLY THIS SERVICE IS AVAILABLE ONLY FOR INTERNET BANKING USERS)
Write to us:
utoken.support@unionbankofindia.bank
U-TOKEN is an OTP generation application for authorizing login/transactions done on Union Bank of India Internet Banking portal. (Internet Connectivity is required for the application to function) .
Registration Process:
1. Login to Union Bank of India Internet Banking. Go to Personal Security Settings > U-Token > Step1 U-Token Registration & complete registration in Internet banking.
2. On successful registration, confirmation SMS will be sent to your registered mobile number. Download & install U-Token app on your mobile. Tap New User? Register Here & complete registration in app.
3. Login to Union Bank of India Internet Banking and enable U-Token services under Personal Security Settings > U-Token > Step2 Enable U-Token.
4. Now, U-Token will be the Two Factor Authentication instead of OTP for authorizing your Internet Banking transactions.
5. Users having view facility; Go to General Services > Service requests > Step1 U-Token Registration.
Download U-TOKEN now to use the hassle free OTP service independent of mobile network service providers.
Now, never miss a transaction waiting long for undelivered OTPs through SMS. Download Union Bank of India U-Token now.
(PLEASE NOTE: PRESENTLY THIS SERVICE IS AVAILABLE ONLY FOR INTERNET BANKING USERS)
Write to us:
utoken.support@unionbankofindia.bank
U-Token Screenshots
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Reviews for U-Token
Anand Srivastava
12/27/2025
pathetic user exp overall
divyesh donga
12/23/2025
worst