CrediTopia Lite icon

CrediTopia Lite

Palm Credit Group
Free
50+ downloads

About CrediTopia Lite

CrediTopia Lite is the best platform that provides credit loans to Colombians of legal age, helps them get out of trouble and realize their dreams.
We share our product design with you:
Loan amount: from COP $100,000 up to COP $3,000,000.
Terms: from 91 days to 1 year.
Interest rate: 0.04% per day (maximum annual interest rate is 14.6%.)
Service commission: 10% per transaction.
VAT: 19% VAT is applied on the commission according to Colombian policies. (Only charged when loan is released and free when repaid.)

In order for you to understand it better, we will explain the aforementioned billing rules in detail below.
The loan is for COP 100,000, with a term of 120 days, and the repayment details are as follows.
Commission & VAT: $11,900, (Commission=100,000*10%=10,000, VAT=10,000*19%=1,900).
120 days will be divided into 4 months, that is, 4 times amortizations are completed.
Monthly reimbursement amount: $26,200
Final refund amount: $104,800
Total interest: $4,800
APR = This would translate into a TEA (Annual Effective Rate) of 25.37%.

If you want to use Cash, be sure to honor your agreement, make your payments on time, and build good credit.

Eligibility
1. Be between 18 and 65 years of age.
2. Have a valid Citizenship Card.
3. Have a mobile number and stable income.
4. Have a bank account of Banco Bancolombia, Ñequi, Daviplata etc.

We look forward to receiving your suggestions about our products or services. You can contact us by email: servicio@coefectivo.com, and we will respond as soon as possible.
9:00 a.m. to 6:00 p.m.
joesuna560@gmail.com
Cra. 49C # 80-255, BARRANQUILLA, ATLÁNTICO, COLOMBIA
For emergency loans, choose Cash and we offer you the fastest loans with the lowest interest. Thank you for choosing our service.

CrediTopia Lite Screenshots