CrediTopia provides a safe and reliable online personal loan service, your information will be protected at the highest level. CrediTopia is an online personal and credit loan application for all Colombian residents. Provide users with a loan of COP $50,000 - COP $2,500,000 pesos for financial aid. A loan and credit product that can be paid through convenient payment methods such as Colombia PSE/Baloto/Nequi/Efecty.
Loan amount: from COP $50,000 to COP $2,500,000
Loan period: 91-180 days
Interest rate: 0.06% per day (the highest annual interest rate is 22.6%, which is equivalent to a monthly interest rate of only 1.8%)
Value Added Tax (VAT): According to Colombian policies and laws, a value added tax of 19% is applied on interest;
APR(APR): 22.6% maximum
Example:
For example, for a loan with a term of 91 days (3 months) and a principal of COP $100,000, the annual interest rate is 22..6% and the daily interest rate is 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5,460
VAT: 5,460 * 19% = 1,037.4
Total refund amount: 100,000 +5,460 +1,037.4 = 106,497.4
Payment of the first month: COP $35,499.2
Payment of the second month: COP $35,499.1
Payment of the third month: COP $35,499.1
The APR (APR) is 22.6%
Why borrow money at CrediTopia?
🥇Colombia Mobile Credit Money Loan
The best digital credit platform that offers an online Colombia loan service in the form of personal credits to provide urgent help to users.
🥇100% online process
The cell phone can complete all the processes and no paper documents are required.
🥇Simple process
You can get your loan in just a few steps.
😄The easiest way to apply for a loan online
1.Download the CrediTopia application
2.Complete a small questionnaire
3. Wait for loan approval
4. Withdraw money after approval
😄 Flexible payment method:
- Enter your request in CrediTopia and click the Pay button
- You can pay online through your bank. Pay through PSE, Bancolombia or Nequi
- You can also pay with reference from your nearest Baloto or Efecty.
- Soon more options, such as PuntoRed
🎁Eligibility
1. Colombian residents over 21 years of age with a citizenship card
2. Have a mobile phone number and stable income.
3. Have a bank account
💙Features
1. 100% online application
2. Cash loan
3. Provide the best customer loan service, low interest rates, and no hidden fees.
4. Accept all types of bank accounts in Colombia, such as Bancolombia, Nequi, etc.
🔒Privacy
When you download CrediTopia, we will ask for your authorization to access your cell phone information to validate your identity and determine if you are eligible for one of our credits.
📞 Contact us：
Address: Cl. 70a #52-27, Barrios Unidos, Bogotá, Cundinamarca, Columbia
Email:joesuna560@gmail.com
Loan amount: from COP $50,000 to COP $2,500,000
Loan period: 91-180 days
Interest rate: 0.06% per day (the highest annual interest rate is 22.6%, which is equivalent to a monthly interest rate of only 1.8%)
Value Added Tax (VAT): According to Colombian policies and laws, a value added tax of 19% is applied on interest;
APR(APR): 22.6% maximum
Example:
For example, for a loan with a term of 91 days (3 months) and a principal of COP $100,000, the annual interest rate is 22..6% and the daily interest rate is 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5,460
VAT: 5,460 * 19% = 1,037.4
Total refund amount: 100,000 +5,460 +1,037.4 = 106,497.4
Payment of the first month: COP $35,499.2
Payment of the second month: COP $35,499.1
Payment of the third month: COP $35,499.1
The APR (APR) is 22.6%
Why borrow money at CrediTopia?
🥇Colombia Mobile Credit Money Loan
The best digital credit platform that offers an online Colombia loan service in the form of personal credits to provide urgent help to users.
🥇100% online process
The cell phone can complete all the processes and no paper documents are required.
🥇Simple process
You can get your loan in just a few steps.
😄The easiest way to apply for a loan online
1.Download the CrediTopia application
2.Complete a small questionnaire
3. Wait for loan approval
4. Withdraw money after approval
😄 Flexible payment method:
- Enter your request in CrediTopia and click the Pay button
- You can pay online through your bank. Pay through PSE, Bancolombia or Nequi
- You can also pay with reference from your nearest Baloto or Efecty.
- Soon more options, such as PuntoRed
🎁Eligibility
1. Colombian residents over 21 years of age with a citizenship card
2. Have a mobile phone number and stable income.
3. Have a bank account
💙Features
1. 100% online application
2. Cash loan
3. Provide the best customer loan service, low interest rates, and no hidden fees.
4. Accept all types of bank accounts in Colombia, such as Bancolombia, Nequi, etc.
🔒Privacy
When you download CrediTopia, we will ask for your authorization to access your cell phone information to validate your identity and determine if you are eligible for one of our credits.
📞 Contact us：
Address: Cl. 70a #52-27, Barrios Unidos, Bogotá, Cundinamarca, Columbia
Email:joesuna560@gmail.com
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