Manage your credit health and raise your loan limit!
Get a free credit management solution in 1 minute!
Credit Planet, a 'money collecting app' that combines credit management, loan diagnosis, and app tech
■ Credit management solution for free!
-AI provides a step-by-step credit health management plan
- Carefully diagnose current credit problems through credit evaluation of financial institutions
- Already provided solutions to 94,983 people! (Total: 2023.01.09 ~ 2023.07.10)
- We predict the optimal loan conditions that can be achieved through credit management
■ AI loan comparison that tells you the lowest interest rate and maximum!
- Possible loan of 7% of annual salary 3,000 (AI loan comparison actual loan case)
- Mortgage loan up to 1 billion (maximum home mortgage loan within AI loan comparison)
- Up to 180 million credit loans (maximum personal credit loan limit within AI loan comparison)
- Loans that reduce loan repayment by KRW 2.71 million (based on average interest savings from people fund loan exchange customers within AI loan comparison (2016.05-2022.01), average loan period of 45 months, equal repayment of principal and interest)
- 2,250.3 billion won loan inquiry completed (based on AI loan comparison inquiry (period 2022.07 ~ 2023.02)
- Completion of KRW 1.32 trillion loan (AI Loan Comparison Cumulative Loan Amount Period 2016.05 ~ 2022.06)
■ The first step to a healthy financial life, credit diagnosis
- Analyze in detail the factors that have affected my credit health, from card usage habits to loan repayment history, by item
- You can check the positive and negative factors for your credit health at a glance
■ Loan interest rate that goes down by itself
- Isn't the loan interest too high? Find low interest rates and high limits by comparing loans
- If your credit is healthy, it is advantageous for lower loan interest rates and credit card issuance
■ Free Gifticon exchange with credits right now!
- Super simple! 1,000 credits for App Tour alone
- Manage credit and get credit! Up to 10,000 Credits for Completing Solution Challenges
- Rewards that change every day! Once a day, a random credit is given through a credit draw.
■ Fun challenges every day
- Earn credits in the daily lucky draw!
- There is no app tech or salty tech that is easier than this
> Are you worried about your low credit score?
> Are you tired of rising interest rates on loans?
> Did you find a reward app that collects money?
Manage your credit at Credit Planet, get the best loan, and do app tech as a challenge!
■ Personal credit loan information
Loan limit: Minimum KRW 500,000 ~ maximum KRW 200 million,
Loan period: minimum 12 months ~ maximum 120 months,
Integrated interest rate range: Minimum of 3.13% per annum to maximum of 19.99% per annum (Preferential interest rate: up to 1% applicable to some products)
Loan repayment example: Repay the total loan cost: KRW 1,027,230 (monthly payment: KRW 85,607) when a loan of KRW 1 million is repaid in equal installments over 12 months at an annual interest rate of 5%
■ Notes
* Credit Planet is a service where financial consumers check their credit information and receive improvement solutions through AI algorithms.
* This service has signed a loan recruitment consignment contract with a number of financial institutions, and does not receive any monetary compensation from consumers in connection with the loan contract/execution.
* Financial consumers have the right to be explained about financial products. Please check the financial product manual and terms and conditions before signing the contract.
* The loan limit/interest rate of each financial company for this service may vary depending on the financial company's main review standards.
* The conclusion of loan contracts through credit review, etc., retention and management of consumers' personal/credit information, and receipt of loan interest and principal repayment are all performed by financial institutions that are direct sellers of financial products.
* When using a loan product, disadvantages may occur due to a drop in credit score. Delays in repayment of principal and interest may result in disadvantages such as obligation to repay the remaining principal and interest in full before maturity and registration as a person subject to credit information management.
* This service is provided by People Fund Company, Inc.
* Complaints related to this service can be received by the representative e-mail (help@creditplanet.co.kr), and the company is obliged to answer and take action in good faith. You can apply for dispute mediation to the Financial Supervisory Service.
* Regarding this service, consumers can claim damages from financial institutions and People Fund Company, Inc. in accordance with Articles 44 and 45 of the Financial Consumer Protection Act.
* This page complied with the procedures in accordance with related laws and internal control standards.
■ Customer center
- Email inquiry: help@creditplanet.co.kr
- Kakao Talk inquiry: @creditplanet
■ Service access authority
- Notification: Push notification
※ You can use the service even if you do not agree to allow the optional access right, but there may be restrictions on the use of some necessary functions.
Compliance Officer Examination No. 5427 (23.09.01.6 months)
Get a free credit management solution in 1 minute!
Credit Planet, a 'money collecting app' that combines credit management, loan diagnosis, and app tech
■ Credit management solution for free!
-AI provides a step-by-step credit health management plan
- Carefully diagnose current credit problems through credit evaluation of financial institutions
- Already provided solutions to 94,983 people! (Total: 2023.01.09 ~ 2023.07.10)
- We predict the optimal loan conditions that can be achieved through credit management
■ AI loan comparison that tells you the lowest interest rate and maximum!
- Possible loan of 7% of annual salary 3,000 (AI loan comparison actual loan case)
- Mortgage loan up to 1 billion (maximum home mortgage loan within AI loan comparison)
- Up to 180 million credit loans (maximum personal credit loan limit within AI loan comparison)
- Loans that reduce loan repayment by KRW 2.71 million (based on average interest savings from people fund loan exchange customers within AI loan comparison (2016.05-2022.01), average loan period of 45 months, equal repayment of principal and interest)
- 2,250.3 billion won loan inquiry completed (based on AI loan comparison inquiry (period 2022.07 ~ 2023.02)
- Completion of KRW 1.32 trillion loan (AI Loan Comparison Cumulative Loan Amount Period 2016.05 ~ 2022.06)
■ The first step to a healthy financial life, credit diagnosis
- Analyze in detail the factors that have affected my credit health, from card usage habits to loan repayment history, by item
- You can check the positive and negative factors for your credit health at a glance
■ Loan interest rate that goes down by itself
- Isn't the loan interest too high? Find low interest rates and high limits by comparing loans
- If your credit is healthy, it is advantageous for lower loan interest rates and credit card issuance
■ Free Gifticon exchange with credits right now!
- Super simple! 1,000 credits for App Tour alone
- Manage credit and get credit! Up to 10,000 Credits for Completing Solution Challenges
- Rewards that change every day! Once a day, a random credit is given through a credit draw.
■ Fun challenges every day
- Earn credits in the daily lucky draw!
- There is no app tech or salty tech that is easier than this
> Are you worried about your low credit score?
> Are you tired of rising interest rates on loans?
> Did you find a reward app that collects money?
Manage your credit at Credit Planet, get the best loan, and do app tech as a challenge!
■ Personal credit loan information
Loan limit: Minimum KRW 500,000 ~ maximum KRW 200 million,
Loan period: minimum 12 months ~ maximum 120 months,
Integrated interest rate range: Minimum of 3.13% per annum to maximum of 19.99% per annum (Preferential interest rate: up to 1% applicable to some products)
Loan repayment example: Repay the total loan cost: KRW 1,027,230 (monthly payment: KRW 85,607) when a loan of KRW 1 million is repaid in equal installments over 12 months at an annual interest rate of 5%
■ Notes
* Credit Planet is a service where financial consumers check their credit information and receive improvement solutions through AI algorithms.
* This service has signed a loan recruitment consignment contract with a number of financial institutions, and does not receive any monetary compensation from consumers in connection with the loan contract/execution.
* Financial consumers have the right to be explained about financial products. Please check the financial product manual and terms and conditions before signing the contract.
* The loan limit/interest rate of each financial company for this service may vary depending on the financial company's main review standards.
* The conclusion of loan contracts through credit review, etc., retention and management of consumers' personal/credit information, and receipt of loan interest and principal repayment are all performed by financial institutions that are direct sellers of financial products.
* When using a loan product, disadvantages may occur due to a drop in credit score. Delays in repayment of principal and interest may result in disadvantages such as obligation to repay the remaining principal and interest in full before maturity and registration as a person subject to credit information management.
* This service is provided by People Fund Company, Inc.
* Complaints related to this service can be received by the representative e-mail (help@creditplanet.co.kr), and the company is obliged to answer and take action in good faith. You can apply for dispute mediation to the Financial Supervisory Service.
* Regarding this service, consumers can claim damages from financial institutions and People Fund Company, Inc. in accordance with Articles 44 and 45 of the Financial Consumer Protection Act.
* This page complied with the procedures in accordance with related laws and internal control standards.
■ Customer center
- Email inquiry: help@creditplanet.co.kr
- Kakao Talk inquiry: @creditplanet
■ Service access authority
- Notification: Push notification
※ You can use the service even if you do not agree to allow the optional access right, but there may be restrictions on the use of some necessary functions.
Compliance Officer Examination No. 5427 (23.09.01.6 months)
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