Microcapital - Sociedade de Microcredito, Lda, is a non-bank financial institution, duly authorized by Banco Nacional de Angola, for the exercise of Microcredit activity, registered under number 305.
Microcapital- Products and Services
• The BNA Notice, no. 07/2011 of 15 July, regulates the process for examining the authorization request, as well as establishing the minimum operating requirements for micro-credit companies.
• Pursuant to Article 2 of Notice 06/2019, micro-credit is a loan granted to a small entrepreneur, natural or legal person, on a joint or several liability basis, for the development of an economic activity, the amount must not exceed Akz 7,000,000.00 (seven million kwanzas).
Microcapital Products and Services
Allowed operations:
• In addition to granting credit, Microcredit companies may also carry out the following operations:
• a) provide consultancy services to its clients;
• b) grant guarantees and other commitments;
• c) provide payment services to its customers, through a financial institution qualified for this purpose.
Microcapital Products and Services
Products:
• a) Entrepreneur
• b) Farmer
• c) Solidarity
• d) Travel
• e) 24 hours
• f) Household appliances
• g) Rental
• h) Furniture
• i) Works and Repair
• j) Tuition fees
• k) Education
Microcapital- Products and Services
• The BNA Notice, no. 07/2011 of 15 July, regulates the process for examining the authorization request, as well as establishing the minimum operating requirements for micro-credit companies.
• Pursuant to Article 2 of Notice 06/2019, micro-credit is a loan granted to a small entrepreneur, natural or legal person, on a joint or several liability basis, for the development of an economic activity, the amount must not exceed Akz 7,000,000.00 (seven million kwanzas).
Microcapital Products and Services
Allowed operations:
• In addition to granting credit, Microcredit companies may also carry out the following operations:
• a) provide consultancy services to its clients;
• b) grant guarantees and other commitments;
• c) provide payment services to its customers, through a financial institution qualified for this purpose.
Microcapital Products and Services
Products:
• a) Entrepreneur
• b) Farmer
• c) Solidarity
• d) Travel
• e) 24 hours
• f) Household appliances
• g) Rental
• h) Furniture
• i) Works and Repair
• j) Tuition fees
• k) Education
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