Need extra cash to make it to your next paycheck? Empower’s got your back. Get up to $250 instantly*. Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify.
(Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.)
GET INSTANT CASH UP TO $250*
Tight on cash and tired of asking friends to cover you? Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
STAY TUNED FOR EMPOWER THRIVE**
Feel like the credit system is stacked against you? Empower Thrive is the chance you’ve been hoping for. A line of credit that helps you build the credit history you need to reach those big financial goals.
PUT AWAY MONEY FOR BILLS WITH AUTOMATIC SAVINGS
Avoid spending the money you need for bills by putting it away with AutoSave. With AutoSave you decide how much to save and when. Once your bill is due, withdraw the money from your AutoSave account and pay your bill on time.
MONITOR YOUR CREDIT SCORE
Stay on top of your credit score by keeping tabs on the bureaus. After all, they keep tabs on you.
GET YOUR PAYCHECK UP TO 2 DAYS FASTER†
Wish your paycheck came sooner? Wish no more. With the Empower Card account, you can get paid up to 2 days earlier than with most banks.
GET UP TO 10% CASHBACK†
Perks of a credit card but with a debit card. With the Empower Card, save money on the places where you shop already, like restaurants, grocery stores, gas stations, and more.
BUDGET BETTER
Take control of your finances by monitoring your purchases against weekly or monthly limits by category. We’ll send you 24/7 alerts to coach you on how to do better.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
–
Empower charges an auto-recurring monthly subscription fee of $8 (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription. Cancel anytime.
* Eligibility requirements apply. Free instant delivery is available for eligible customers with an activated Empower Card. Instant delivery fees otherwise apply.
** Empower Thrive provided by FinWise Bank, Member FDIC. The Empower Thrive line of credit is subject to credit approval. Access requires Empower membership of $8 per month. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting.
^ To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
† Early access to paycheck deposit funds may vary by employer. Cashback deals on Empower Card purchases will vary and must be selected in the app.
(Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.)
GET INSTANT CASH UP TO $250*
Tight on cash and tired of asking friends to cover you? Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
STAY TUNED FOR EMPOWER THRIVE**
Feel like the credit system is stacked against you? Empower Thrive is the chance you’ve been hoping for. A line of credit that helps you build the credit history you need to reach those big financial goals.
PUT AWAY MONEY FOR BILLS WITH AUTOMATIC SAVINGS
Avoid spending the money you need for bills by putting it away with AutoSave. With AutoSave you decide how much to save and when. Once your bill is due, withdraw the money from your AutoSave account and pay your bill on time.
MONITOR YOUR CREDIT SCORE
Stay on top of your credit score by keeping tabs on the bureaus. After all, they keep tabs on you.
GET YOUR PAYCHECK UP TO 2 DAYS FASTER†
Wish your paycheck came sooner? Wish no more. With the Empower Card account, you can get paid up to 2 days earlier than with most banks.
GET UP TO 10% CASHBACK†
Perks of a credit card but with a debit card. With the Empower Card, save money on the places where you shop already, like restaurants, grocery stores, gas stations, and more.
BUDGET BETTER
Take control of your finances by monitoring your purchases against weekly or monthly limits by category. We’ll send you 24/7 alerts to coach you on how to do better.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
–
Empower charges an auto-recurring monthly subscription fee of $8 (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription. Cancel anytime.
* Eligibility requirements apply. Free instant delivery is available for eligible customers with an activated Empower Card. Instant delivery fees otherwise apply.
** Empower Thrive provided by FinWise Bank, Member FDIC. The Empower Thrive line of credit is subject to credit approval. Access requires Empower membership of $8 per month. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting.
^ To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
† Early access to paycheck deposit funds may vary by employer. Cashback deals on Empower Card purchases will vary and must be selected in the app.
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