In this app, users can manage financing, contracts, invoices, and payments on the go. Includes digital signatures, automatic reminders, and syncing with QuickBooks.
AppRecs review analysis
AppRecs rating 3.1. Trustworthiness 80 out of 100. Review manipulation risk 27 out of 100. Based on a review sample analyzed.
★★★☆☆
3.1
AppRecs Rating
Ratings breakdown
5 star
57%
4 star
4%
3 star
2%
2 star
5%
1 star
32%
What to know
✓
Low review manipulation risk
27% review manipulation risk
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
⚠
High negative review ratio
37% of sampled ratings are 1–2 stars
About Hearth for Contractors
Offer financing, send contracts, customize and schedule invoices, and collect digital payments with Hearth—all on the go from your iPhone or iPad.
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WHY OFFER FINANCING?
• 75% of homeowners want monthly payment options
• 18% better average close rate when you offer financing to leads
• 30% higher average ticket size on deals closed with financing
HEARTH FINANCING:
• ZERO dealer fees - Keep 100% of your profits
• ZERO underwriting requirements
• 12+ lenders, one application
• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 550
• Rates as low as 4.9% APR
• Fits easily into your existing sales process
• Send the financing application on the go from the app
• Getting pre-approved has ZERO impact on your client’s credit score
• Clients can secure project funds in as soon as 24 hours
HEARTH PAY:
• Customizable, professional-looking digital invoices
• Keep a digital record of every invoice you send
• Request digital payments in seconds
• Your client can pay securely with debit card, credit card, or ACH transfer
• Hearth sends automatic payment reminders to clients to help you get paid faster
• Track the status of outstanding payments from the app
• Syncs with QuickBooks
DIGITAL CONTRACTS:
• Easy-to-edit contract template for any business
• Customize with your own contract language and logo
• Send contracts on the go from the app
• Automatically send Hearth Pay invoices upon client signature
• Track when clients have viewed your contracts
• Collect digital signatures from clients on the job site
REPORTING & TRACKING:
• Track client activity across financing, contracts, invoices, and payments
• Keep tabs on when a client has viewed a contract or invoice
• Monitor outstanding invoices
• Keep a permanent digital record of client documents
FREE MARKETING TOOLS:
• Digital banners & financing calculators to embed on your website, with Pro and Elite subscriptions
• Personalized Hearth flyer to attach to emails or print and hand to clients
• Informational flyers for trade shows and events
• Social media post templates
TRAINING & LEARNING:
• FREE Hearth sales training for your entire team
• Exclusive webinars with partners and trainers
• Option to purchase sales training add-ons with industry experts
• Dedicated Hearth onboarding specialist as you get started
• Access to our Learn Center packed with sales tips and walkthroughs
AS FEATURED IN:
The Washington Post
CNBC
NBC’s TODAY
Martha Stewart
Construction Executive
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*All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
Hearth for Contractors Screenshots
Tap to Rate:
Reviews for Hearth for Contractors
37294820
Convert to contract bug
I have created a ticket and tried to email and call customer service regarding this terrible bug that has been happening for the last month when you create a quote and you press convert to contract a black screen appears and app crashes. which has been confirmed by customer service also by customer service. This has still not been fixed as of feb 16. This is costing me time and money, especially when we pay $2000 plus for the software; it needs to be in tiptop shape at all times. The whole reason I got this software was because of the easy one click conversion from quote to contract, not me creating a separate contract on top of my quote. since you updated the app we cannot create contracts on mobile we have to do it on laptop or PC you need to fix this immediately
PaullyV
Deceptive Renewal Practices & No Accountability
I would never work with this company again. Hearth relies on automatic renewal language buried in their contract and refuses to offer refunds, even when the service was never used once. There is no courtesy phone call, no meaningful customer support, and no willingness to resolve issues professionally. In July 2025, I proactively called Hearth to ensure my account would not renew. I spoke with a professional and was told someone would follow up. No follow-up ever happened. No email. No case opened. No confirmation of any kind. Fast forward to February 2nd, and I was charged for another full year of service. Hearth claims they sent a renewal email in December — I never received it. If I had, I would have immediately responded to cancel. Instead, they defaulted to auto-renew and are now refusing to reverse the charge. To make matters worse, we never used this service even once during the year we paid for it. Most of our clients didn’t qualify for financing, making the service unusable for our business. At this point, we’ve paid over $5,000 for something that delivered zero value. As a business owner myself, I would never treat a client this way. Hearth won’t even get on the phone to discuss the issue — everything is handled through rigid email responses and contract language. That alone should be a red flag. We have an active dispute open with American Express and will be fighting this charge. This situation is less about the money and more about principle. Companies should not operate this way. If you search 1-star reviews on Trustpilot, you’ll find many other customers with nearly identical experiences. That tells you this is a pattern, not an isolated incident. Please reconsider working with this company. I will continue sharing this experience to prevent others from being taken advantage of.
