With this money tracker, you can log expenses, set budgets, and organize categories. Includes budget management, expense categorization, and receipt attachments.
AppRecs review analysis
AppRecs rating 4.4. Trustworthiness 69 out of 100. Review manipulation risk 21 out of 100. Based on a review sample analyzed.
★★★★☆
4.4
AppRecs Rating
Ratings breakdown
5 star
89%
4 star
4%
3 star
2%
2 star
3%
1 star
1%
What to know
✓
Low review manipulation risk
21% review manipulation risk
✓
High user satisfaction
89% of sampled ratings are 5 stars
✓
Authentic reviews
No red flags detected
About Gem - Money tracker
No subscription. In-app purchases are tips :)
BUDGET
- Daily, weekly, monthly and yearly
- Average & daily spending, breakdown by category
- Compare against same day last month
- Rearrange your budgets, and other lists
- Explore your costs and salary over time
ORGANIZE
- By category, budget, wallet, account, tag…
- Customize category colors & icons (500+ from Apple)
- Favorite accounts, custom sorting, merge categories
- Add attachments and receipts
BILLS
- Repeat: day, week, month, year
- View paid & upcoming subscriptions
MONEY TOOLS
- Savings goals, income, transfers, balance
- Multiple currencies, exchange rates
- Calculator & journal view
WALLET SYNC & AUTOMATIONS
- Instant recording when paying in store with Apple Pay (requires setup)
- Auto-organize expensesbased on merchant names
- App shortcuts and “Send to Gem” in share sheet
- Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing
- Export everything
MORE
- Customize the way your create entries
- Widgets. Lock Screen shortcut
- Daily iCloud backup
- Daily reminders
- Custom main screen, list layouts, app menu and theme
- Insights in search results
PREVIEW FEATURES
May not work as expected :)
- Type “Rent” → it’s categorized in “Household”
- Detect receipt prices from attachments
Need help? Have a suggestion?
Email me at human@shelftwo.com.
Terms & privacy: shelftwo.com/gem/terms
Gem - Money tracker Screenshots
Tap to Rate:
Reviews for Gem - Money tracker
Isaiah Comer
Mostly Great — critically difficult
This app is mostly very easy to use, and laid out fairly well. It took a lot of initial work to get things set up the way I would use them — some things feeling unintuitive (wallets vs categories vs accounts as an example). The main reason I wanted to use this app was tracking finances with my wife. Unfortunately, the sync seems to be pretty broken. It works for a day or two, then completely breaks and becomes disconnected. She then has to delete the app, redownload, and reconnect just to sync changes. That will not work long term so I am looking for an alternative for us. I realize that feature is in beta, but it doesn’t really work at all.
Thompsons Gazelle
Seriously impressive, a hidden gem
When I saw the 29¢ price and no data collected, I purchased Gem instantly. Honestly I just wanted to support a dev who makes a clean looking app and doesn’t charge $15 a month. Then I was blown away by the quality, like this is a really, REALLY well done app. For a lot of apps I think the terms simple and minimal sometimes gets used as an excuse to have bad UX, missing features, or an ancient UI. This app however is simple in concept, simple to use, but feels well thought out, very complete, and like it had real effort put into its functionality and appearance. Edit as of Sep-2025: App is continually getting improved and just got a huge update including things I requested. This app is so good that it is single-handedly keeping me on iPhone when I want to swap to android. GOAT developer, and this app is the best kept secret on the entire App Store as far as I’m concerned. ❤️
