Mercury | Bank Differently

Mercury | Bank Differently icon

Mercury | Bank Differently

Mercury Technologies, Inc.

4.9

11K ratings

Free

With this banking app, you can manage personal and business finances, access credit cards, automate accounting, and handle payments. Includes expense tracking, invoicing, loans, high-interest savings, and USD wire transfers.

AppRecs review analysis

AppRecs rating 4.4. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.

★★★★

4.4

AppRecs Rating

Ratings breakdown

5 star

95%

4 star

3%

3 star

1%

2 star

0%

1 star

2%

What to know

High user satisfaction

95% of sampled ratings are 5 stars

About Mercury | Bank Differently

Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards, expense management, invoicing, bill pay, accounting automations, working capital loans, and more. All in one place, all entirely online.

Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage through our partner banks and their sweep networks.*

Mercury Personal is designed to help ambitious people level up their personal finances with the same great UI and powerful features. It comes loaded with high-interest savings accounts, unlimited USD wires, a joint account, seamless investing, and more — all for one annual subscription fee of $240.*

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com.
Mercury | Bank Differently Screenshots
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Tap to Rate:

Reviews for Mercury | Bank Differently

Linoq

slow outbound transactions

ACH taking more than 1 day…. weird

Mbachi

Great — Until It Wasn’t

We were happy Mercury customers for four years. The UX is excellent, the setup is simple, and everything works well — until the moment you actually need support. Five days ago our account was restricted and all cards were blocked. No explanation. No email. No compliance request. No guidance. We have contacted Mercury more than 10 times via email, phone, and chat. Zero response. Freezing a business account without communication is not just inconvenient — it’s operationally dangerous. This experience made it very clear: fintech convenience is great, but when something goes wrong, you need a real bank with real accountability. We are closing our accounts and moving to a more established institution. I would not recommend relying on Mercury for serious business operations.

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