With this credit management app, you can monitor your credit score, access dispute tools, and receive personalized credit-building tips. Includes free credit reports, AI-powered dispute resolution, and fraud protection features.
AppRecs review analysis
AppRecs rating 4.1. Trustworthiness 73 out of 100. Review manipulation risk 38 out of 100. Based on a review sample analyzed.
★★★★☆
4.1
AppRecs Rating
Ratings breakdown
5 star
90%
4 star
6%
3 star
3%
2 star
1%
1 star
1%
What to know
✓
Credible reviews
73% trustworthiness score from analyzed reviews
✓
High user satisfaction
90% of sampled ratings are 5 stars
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Build Credit & Fix It: Dovly
Build credit or fix your credit with Dovly AI. Our AI-powered tools help you build credit history, dispute inaccurate items, and improve your credit score over time.
With more than 1,000,000 downloads, Dovly’s AI-powered tools can help you build credit and boost your score by an average of 93 points* and hit those life goals—like buying a car, getting approved for a credit card or getting that dream home—sooner than you’d expect.
AN AVERAGE 93-POINT CREDIT SCORE BOOST? YEAH, WE’RE THAT GOOD.
Boost your credit score fast with an AI credit engine proven to optimize results. Download the only credit app you'll ever need and let Dovly’s AI credit engine work on your behalf to fix, build, monitor, and protect your credit score – 100% free. No credit card required.
ACHIEVING LIFE MILESTONES MADE EASY WITH DOVLY AI’S CREDIT ENGINE
Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Our AI engine makes it easy to slay your credit score—so you can focus on what really matters.
WITH 22,000,000 POINTS INCREASED IN TOTAL, WE KNOW WHAT IT TAKES TO MAKE YOUR CREDIT RIGHT**.
Say goodbye to lawyers, credit improvement companies, and juggling multiple online tools like Credit Karma and Kikoff’s credit building app and say hello to Dovly AI’s credit score app. Provides access to monthly Transunion free credit score and report, AI-powered disputes with TransUnion®, personalized tips and guides tailored to your financial situation to help you build a strong credit profile, credit building tools providing you with easy ways to build and improve your credit score, and credit lock fraud protection, – all in one place.
* Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026.
** The combined total credit score increase among Dovly AI members through December 2025.
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy
With more than 1,000,000 downloads, Dovly’s AI-powered tools can help you build credit and boost your score by an average of 93 points* and hit those life goals—like buying a car, getting approved for a credit card or getting that dream home—sooner than you’d expect.
AN AVERAGE 93-POINT CREDIT SCORE BOOST? YEAH, WE’RE THAT GOOD.
Boost your credit score fast with an AI credit engine proven to optimize results. Download the only credit app you'll ever need and let Dovly’s AI credit engine work on your behalf to fix, build, monitor, and protect your credit score – 100% free. No credit card required.
ACHIEVING LIFE MILESTONES MADE EASY WITH DOVLY AI’S CREDIT ENGINE
Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Our AI engine makes it easy to slay your credit score—so you can focus on what really matters.
WITH 22,000,000 POINTS INCREASED IN TOTAL, WE KNOW WHAT IT TAKES TO MAKE YOUR CREDIT RIGHT**.
Say goodbye to lawyers, credit improvement companies, and juggling multiple online tools like Credit Karma and Kikoff’s credit building app and say hello to Dovly AI’s credit score app. Provides access to monthly Transunion free credit score and report, AI-powered disputes with TransUnion®, personalized tips and guides tailored to your financial situation to help you build a strong credit profile, credit building tools providing you with easy ways to build and improve your credit score, and credit lock fraud protection, – all in one place.
* Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026.
** The combined total credit score increase among Dovly AI members through December 2025.
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy
