FinoBuddy, a financial wellness app, assisting users in reaching a point where they can fullfill their continuing financial obligations, feel secure in their financial future and have the flexibility to make decisions.
FinoBuddy concentrates on the following areas as a remedy: -
Present or Current Objective
1. Possession of daily and/or monthly financial control
2. The ability to make decisions based on need satisfaction.
Long-term or medium-term:
1. The ability to withstand a financial shock
2. Stay on track, financially, to achieve life's goals (car/education/trip/family/ dream home etc.)
Thus, assisting users in overcoming biases they may have against money and in reaching their financial objectives.
Responsible Lending
FinoBuddy has partnered with RBI-authorised & regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.
FinoBuddy App Features
The focus is on the user to address life’s goals and be in a happy state of financial wellness by addressing following areas of life –
Lifestyle – Track goals while controlling spending and saving, with the Expert Expense Analyser.
Education & Career – FinoBuddy focuses on helping people enroll in the educational programme that best suits them based on psychometric testing. Users can find their genuine potential and interests.
Credit
Credit Report Services - From examining and boosting a solid credit score to offering different lending alternatives based on necessity.
FinoBuddy also offers the following loan proposals –
Home Loan – Through Aadhaar Housing Finance Ltd, home loans are provided without income proof, up to a maximum tenure of 30 years, with eligibility starting at Rs. 10000 per month. Check it here: https://bit.ly/3Jgc7pR
Business Loan – FinoBuddy is prepared to assist businesses by providing business loans through Bajaj Finserv Pvt Ltd. Check it here: https://bit.ly/3kMmIPk
Personal Loan – Through FinoBuddy, Fullerton India Credit Company Limited provides personal loans. Check it here: https://bit.ly/3UKqaId
FinoBuddy is an authorised entity to distribute personal loans from Fullerton India Credit Company Limited. Check it here: http://bit.ly/3Y8AMB8
Employees in the public or private sectors who make at least INR 20,000 to INR 25,000 per month are eligible.
Annual interest rates ranging from as low as 11.99%.
Processing Fees (PF) between 0% to 6%.
The loan tenure ranges from 12 to 60 months.
The maximum permitted Annual Percentage Rate is 36%. (APR).
Example:
Consider a Personal Loan for INR 1 lac, with a 1-year term, an interest rate of 11.99% p.a
Amount: ₹ 100000
Tenure: 12 months
Rate of Interest: 11.99% p.a
Processing Fee: 2360 (2% of loan amount + GST)
Total Interest: ₹ 6613
EMI: ₹ 8884
APR: 11.99%
Total Repayment Amount: ₹108973
The information related to the Personal Loan is not stored in the app and securely transmitted to the lender using deep API integrations.
The privacy policy can be viewed in this URL- https://admin.finobuddy.com/privacy-policy Your data can be deleted by sending a request to the email- support@finobuddy.com
Investment – Offering a range of investment channels to ensure the best possible use of your savings throughout the risk spectrum. Corporate fixed deposits, with the highest ratings of [ICRA]AAA and CRISIL AAA, a minimum deposit of INR 15,000 and minimum tenure of 1 year, are available.
Security – Will writing Services – one of the simplest methods to choose who will be your legal heirs and the easiest way to pass on your possessions, is being offered. Coming soon – Insurance to protect both life and diverse non-life goods.
Security & Protection of Privacy:
Data security and privacy is a top priority at FinoBuddy. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified. The FinoBuddy App requires the following permissions to function properly:
Text messages, Location, Camera, File and Media, Limited Device Info
FinoBuddy concentrates on the following areas as a remedy: -
Present or Current Objective
1. Possession of daily and/or monthly financial control
2. The ability to make decisions based on need satisfaction.
Long-term or medium-term:
1. The ability to withstand a financial shock
2. Stay on track, financially, to achieve life's goals (car/education/trip/family/ dream home etc.)
Thus, assisting users in overcoming biases they may have against money and in reaching their financial objectives.
Responsible Lending
FinoBuddy has partnered with RBI-authorised & regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.
FinoBuddy App Features
The focus is on the user to address life’s goals and be in a happy state of financial wellness by addressing following areas of life –
Lifestyle – Track goals while controlling spending and saving, with the Expert Expense Analyser.
Education & Career – FinoBuddy focuses on helping people enroll in the educational programme that best suits them based on psychometric testing. Users can find their genuine potential and interests.
Credit
Credit Report Services - From examining and boosting a solid credit score to offering different lending alternatives based on necessity.
FinoBuddy also offers the following loan proposals –
Home Loan – Through Aadhaar Housing Finance Ltd, home loans are provided without income proof, up to a maximum tenure of 30 years, with eligibility starting at Rs. 10000 per month. Check it here: https://bit.ly/3Jgc7pR
Business Loan – FinoBuddy is prepared to assist businesses by providing business loans through Bajaj Finserv Pvt Ltd. Check it here: https://bit.ly/3kMmIPk
Personal Loan – Through FinoBuddy, Fullerton India Credit Company Limited provides personal loans. Check it here: https://bit.ly/3UKqaId
FinoBuddy is an authorised entity to distribute personal loans from Fullerton India Credit Company Limited. Check it here: http://bit.ly/3Y8AMB8
Employees in the public or private sectors who make at least INR 20,000 to INR 25,000 per month are eligible.
Annual interest rates ranging from as low as 11.99%.
Processing Fees (PF) between 0% to 6%.
The loan tenure ranges from 12 to 60 months.
The maximum permitted Annual Percentage Rate is 36%. (APR).
Example:
Consider a Personal Loan for INR 1 lac, with a 1-year term, an interest rate of 11.99% p.a
Amount: ₹ 100000
Tenure: 12 months
Rate of Interest: 11.99% p.a
Processing Fee: 2360 (2% of loan amount + GST)
Total Interest: ₹ 6613
EMI: ₹ 8884
APR: 11.99%
Total Repayment Amount: ₹108973
The information related to the Personal Loan is not stored in the app and securely transmitted to the lender using deep API integrations.
The privacy policy can be viewed in this URL- https://admin.finobuddy.com/privacy-policy Your data can be deleted by sending a request to the email- support@finobuddy.com
Investment – Offering a range of investment channels to ensure the best possible use of your savings throughout the risk spectrum. Corporate fixed deposits, with the highest ratings of [ICRA]AAA and CRISIL AAA, a minimum deposit of INR 15,000 and minimum tenure of 1 year, are available.
Security – Will writing Services – one of the simplest methods to choose who will be your legal heirs and the easiest way to pass on your possessions, is being offered. Coming soon – Insurance to protect both life and diverse non-life goods.
Security & Protection of Privacy:
Data security and privacy is a top priority at FinoBuddy. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified. The FinoBuddy App requires the following permissions to function properly:
Text messages, Location, Camera, File and Media, Limited Device Info
Show More
