TC Pay | Payment Solutions

TC Pay – Forex and Remittances Made Manageable
TC Pay is the app built by Thomas Cook India for anyone who deals with foreign currency — whether that’s managing a travel forex card, sending money overseas, or tracking spending in another country. The goal is simple: give you control over your money exchange requirements, without making you work for it.
If you’ve used a Thomas Cook Forex Card before, you’ll find everything familiar — just faster, more direct, and all in one place. If you’re sending money abroad, you won’t need to visit a branch or fill out physical forms. TC Pay brings it all together on your phone, making money transfers smooth and secure.

One App. All Your Forex Tasks, Simplified.
• Check your Forex Card balance anytime
• Load or unload currency instantly using Video KYC
• Change your ATM PIN without needing customer support
• Adjust daily spend limits or control how your card is used — ATM, online, in-store
• Block your card instantly if something goes wrong
• Download your monthly card statements whenever needed
• If you don’t have a card, you can apply right inside the app — and you might get up to ₹2000 cashback when you do
• Choose home delivery instead of store visits with the #GharBaitheForex option

International Transfers That Work Like They Should
Remitting money abroad no longer has to mean paperwork, bank hours, or delays. TC Pay lets you send funds at your own pace — whether you’re at home or in transit.
• Send money abroad anytime — 24x7
• Use Video KYC to complete the process digitally
• Make payments for education, healthcare, family support, or even your study abroad fee
• You can start with as little as $100
• Get access to live FX rates, with no hidden charges
• If you’ve returned from a trip, you can encash leftover currency without hassles

Consistent Experience Across Channels
Whether you use the app, the FXNOW portal, or reach out through the call center, the workflow stays familiar. The app is designed for mobile users — fast to load, easy to navigate, and direct in how it works.
• Simple interface that doesn’t get in the way
• Step-by-step flow for every major action
• Real-time status and transparent history of your money transfers

Built with Safety in Mind
• Fully aligned with RBI guidelines
• All sessions and transactions are protected by end-to-end encryption
• The Video KYC process is secure and compliant
• Help is available 24x7 if anything isn’t working as expected

Who Can Use TC Pay?
People who travel often. Families with kids studying abroad. Individuals who make occasional transfers. People who don’t want to reapply for a card every time they travel. TC Pay was built around these use cases — not just for features, but to actually remove friction from common currency-related money exchange tasks.
• Reload your forex card whenever needed
• Track and limit your spending
• Use multi-currency support on the same card
• Avoid standing in queues for encashment or verification
• Get alerts when rates are favorable

Get Started with TC Pay
This is not a finance super app. It’s a focused tool for what matters: foreign exchange and remittances, handled without friction. If that’s what you’re looking for, download TC Pay and start managing your forex card or sending money abroad — all from your phone.