Toju

A fusion of technology and trusted informal financial service practices, Toju provides accessible and flexible financial services to underserved communities. Their platform offers services such as mobile payments, digital wallets, remittance solutions, and microfinance, empowering individuals to save, transact, and build financial security from anywhere. By promoting financial inclusion and proximity through agents, Toju seeks to transform the way the unbanked manage their finances and cultivate healthier saving habits.