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Muthoot FinCorp ONE

Muthoot Fincorp Limited
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About Muthoot FinCorp ONE

On the Muthoot FinCorp ONE app, you can now get Gold Loans. You can book an appointment for Gold Loan from Home or at branch. You can expect more updates, more services, and more of what Muthoot FinCorp does best: making life easy for you.

An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching over 135 years and the trust of more than 1 crore customers.

With Muthoot FinCorp ONE App you can get:

Get Gold Loans:

Instant money disbursed in just 30 mins*

Apply for Gold Loan from Home (GLFH) or at any of our 3600+ Muthoot FinCorp branches

Interest rates starting at just 0.83%* p.m.

Safe & secure storage at the nearest branch

Access your gold anytime

Coming soon on the app: 24x7 Gold Loan Top-Up, Digital Gold, Payments, Forex & MSME Loans, NCDs, Insurances, Two-Wheeler Loan & Housing Loan.

*Terms and Conditions Apply.
•Gold Loan Range: Min Rs.1000 and max. Rs. 5cr (as per the requirement/eligibility)
•Loan Tenure: 180 - 365 days
•Annual Interest Rates: 9.95% p.a. to 30.00% p.a.
•Processing Fee* (Min to Max): 0%-0.3%
•Foreclosure Fee: Nil
•We do not provide any PayDay loans or loans with less than 61-day repayment period in accordance with Appstore Policy.


Representative Example for GLFH: If the loan amount is ₹ 5,00,000 & a customer from Mumbai selects a GLFH scheme with interest rate 9.95% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then overall calculated interest payable would be ₹ 24,875 only. A processing fee may be charged & would be 0.0% (Inc. GST) of the loan amount & the amount of this fee would be ₹ 0. The total of the loan would be (Principal + Interest + Processing Fee): ₹ 5,24,875. The customers get the convenience to pay the principal balance anytime within 180 days of tenure.


These numbers are indicative and subjected to change according to the Gold Loan rate per gram. Final interest rate & processing fee of the loan amount may vary from one customer to another depending on their chosen scheme.

Contact Information:

For any queries, reach out to customercare@muthoot.com.

Privacy Policy: https://muthootfincorpone.com/privacy-policy.

Legal Entity Name: MUTHOOT FINCORP LIMITED.

For assistance, call: 18001021616.

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