Charm – Chat & Send Money

Charm – Cash Has Entered the Chat

Charm makes money social. Send payments, share gifts, and split expenses — right inside your conversations.

Whether you’re paying back a friend, splitting dinner, or gifting someone special, Charm makes it as simple as sending a message.

Features

- Chat & pay in one place: Every conversation can include instant payments and gifts.
- Real-time notifications: Know the moment you’re paid.
- Instant deposits and withdrawals: Use any credit or debit card in your Apple Wallet to move money in seconds.

Why Charm?

Traditional payment apps are built on top of rigid ledgers. With Charm, money is just a message.

- No awkward follow-ups because requests live in conversations.
- No phone numbers or personal info required.
- No complicated setup.

Perfect For

- Friends splitting dinner or drinks
- Birthdays, holidays, and gifting
- Trips or sharing expenses
- Babysitting, tutoring, side gigs, and other recurring services

Getting paid should be as fast and friendly as sending a text. Ditch the calculator apps - pay with Charm.