About SetAside: Sinking Funds App
SetAside turns one savings account into many virtual sub-accounts, so every future expense already has a place. You always know how much money is truly “free” and how much is already reserved.
Why does it feel like you never have enough money?
Payday comes in, your balance looks great…
…and then car insurance hits.
New tires. Annual check-ups. A broken washing machine. A dentist visit.
Big, rare expenses always seem to show up at the worst time.
Most people think: “I just need to earn more.”
But even when the income goes up, the stress often stays.
That’s Parkinson’s Law: the more money sits in your account, the more you spend – without noticing.
The real problem?
A part of your balance is already promised to future costs.
You just don’t see it.
When you buy a car, you don’t just buy the car.
You “sign up” for:
• yearly insurance
• new tires every few years
• repairs
• inspections and check-ups
Those expenses are guaranteed. They’re not “maybe”.
So a part of the money on your bank account already belongs to them.
But what happens? Parkinson’s Law happens:
You spend all the money – even the money your future self is counting on.
That’s why every bill feels like a punch in the face.
—
The solution: set money aside before you can spend it
SetAside is a simple personal finance and smart saving app based on the sinking funds method.
Instead of guessing, you:
1. Create one extra savings account at your bank of choice.
2. Add all your future expenses in SetAside (car insurance, new phone, dentist, vacation, etc.).
3. SetAside calculates your monthly transfer for you. You make one standing order – and you’re done.
On your real account, you only see money that truly belongs to you.
In SetAside, you see exactly how much of your savings belongs to each expense.
No spreadsheets. No mental math. No surprises.
—
Typical expenses you can plan with SetAside:
• Car insurance (yearly)
• Car inspection (every 2 years)
• New tires (every 4 years)
• Car repairs (regularly)
• Household appliances (every few years)
• New iPhone (every 3 years)
• New MacBook (every 5 years)
• Dentist (yearly)
• Glasses (every few years)
• Annual vacation or trips (yearly)
• Taxes and government fees
• Vet costs for pets
• Furniture and home improvements
…and anything else that tends to “suddenly” appear.
—
How SetAside helps you feel richer without earning more
People who use this method often say:
“I don’t actually earn more, but it feels like I do. I never hit tight spots anymore, and every bill is easy to pay.”
When every dollar has a job, you:
• stop overspending by accident
• feel calm when bills arrive
• follow through on your plans (vacations, upgrades, hobbies)
• build healthy money habits without complicated finance tools
SetAside is built for young adults, students, freelancers and anyone who wants simple, stress-free money management.
—
Key features
• Virtual sub-accounts for every future expense (sinking funds)
• Automatic monthly amount calculation for each expense
• Clear overview of how much of your savings belongs to what
• Support for one-time and recurring expenses
• Flexible due dates and intervals (yearly, every 2 years, every 4 years, etc.)
• Lightweight and focused - no confusing charts, no bank login required
• Designed for real life: car, rent, repairs, vacations, gadgets, pets and more
• Privacy in mind: All data stays on your device and iCloud account
—
Why SetAside?
Schools rarely teach real-world money skills.
SetAside gives you a structure that finally makes sense:
If you’re tired of financial stress, surprise bills and broken plans, SetAside helps you take back control - one calm month at a time.
Download SetAside and start setting money aside for future costs that are guaranteed to come – and never feel financially stressed again.
—
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://setasideapp.com/privacy
Why does it feel like you never have enough money?
Payday comes in, your balance looks great…
…and then car insurance hits.
New tires. Annual check-ups. A broken washing machine. A dentist visit.
Big, rare expenses always seem to show up at the worst time.
Most people think: “I just need to earn more.”
But even when the income goes up, the stress often stays.
That’s Parkinson’s Law: the more money sits in your account, the more you spend – without noticing.
The real problem?
A part of your balance is already promised to future costs.
You just don’t see it.
When you buy a car, you don’t just buy the car.
You “sign up” for:
• yearly insurance
• new tires every few years
• repairs
• inspections and check-ups
Those expenses are guaranteed. They’re not “maybe”.
So a part of the money on your bank account already belongs to them.
But what happens? Parkinson’s Law happens:
You spend all the money – even the money your future self is counting on.
That’s why every bill feels like a punch in the face.
—
The solution: set money aside before you can spend it
SetAside is a simple personal finance and smart saving app based on the sinking funds method.
Instead of guessing, you:
1. Create one extra savings account at your bank of choice.
2. Add all your future expenses in SetAside (car insurance, new phone, dentist, vacation, etc.).
3. SetAside calculates your monthly transfer for you. You make one standing order – and you’re done.
On your real account, you only see money that truly belongs to you.
In SetAside, you see exactly how much of your savings belongs to each expense.
No spreadsheets. No mental math. No surprises.
—
Typical expenses you can plan with SetAside:
• Car insurance (yearly)
• Car inspection (every 2 years)
• New tires (every 4 years)
• Car repairs (regularly)
• Household appliances (every few years)
• New iPhone (every 3 years)
• New MacBook (every 5 years)
• Dentist (yearly)
• Glasses (every few years)
• Annual vacation or trips (yearly)
• Taxes and government fees
• Vet costs for pets
• Furniture and home improvements
…and anything else that tends to “suddenly” appear.
—
How SetAside helps you feel richer without earning more
People who use this method often say:
“I don’t actually earn more, but it feels like I do. I never hit tight spots anymore, and every bill is easy to pay.”
When every dollar has a job, you:
• stop overspending by accident
• feel calm when bills arrive
• follow through on your plans (vacations, upgrades, hobbies)
• build healthy money habits without complicated finance tools
SetAside is built for young adults, students, freelancers and anyone who wants simple, stress-free money management.
—
Key features
• Virtual sub-accounts for every future expense (sinking funds)
• Automatic monthly amount calculation for each expense
• Clear overview of how much of your savings belongs to what
• Support for one-time and recurring expenses
• Flexible due dates and intervals (yearly, every 2 years, every 4 years, etc.)
• Lightweight and focused - no confusing charts, no bank login required
• Designed for real life: car, rent, repairs, vacations, gadgets, pets and more
• Privacy in mind: All data stays on your device and iCloud account
—
Why SetAside?
Schools rarely teach real-world money skills.
SetAside gives you a structure that finally makes sense:
If you’re tired of financial stress, surprise bills and broken plans, SetAside helps you take back control - one calm month at a time.
Download SetAside and start setting money aside for future costs that are guaranteed to come – and never feel financially stressed again.
—
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://setasideapp.com/privacy
