In this payment app, you can shop at partner stores and choose flexible payment options. Includes features for splitting payments, managing schedules, and receiving notifications.
AppRecs review analysis
AppRecs rating 4.0. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★★★☆
4.0
AppRecs Rating
Ratings breakdown
5 star
95%
4 star
3%
3 star
1%
2 star
0%
1 star
1%
What to know
✓
High user satisfaction
95% of sampled ratings are 5 stars
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Afterpay: Pay over time
With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more.
With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products.
AFTERPAY FEATURES:
PAY IN 4
- Shop now and split your purchase to pay in 4 payments.
- Split payments and pay generally over the course of 6 weeks.
PAY MONTHLY
- Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands.
- Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability.
SHOP NOW AND DISCOVER MORE IN THE APP
- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.
GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay over time.
BUY NOW WITH AFTERPAY IN-STORE
- Shop now for your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.
MANAGE YOUR SPLIT PAYMENTS
- Review your Afterpay orders and manage payments in the app.
- Select your preferred payment day to make your payment schedule work for you.
STAY INFORMED WITH NOTIFICATIONS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, payment schedules, and special offers.
BUY NOW TO UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.
24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.
By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).
*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.
Afterpay: Pay over time Screenshots
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Reviews for Afterpay: Pay over time
Mz_high&mighty
Love it but...
Love it but wish they had more retailers and more payment options besides split in four, at least give six or eight pays like zip is doing now, other than that its perfect and allows you to change the due date when needed.... update: 2/26/26 Now with the update you have to pay a finance fee for purchasing gifts cards and then they call themselves verifying you but really they running your credit which is some bs. I will stop using after i pay off my other installments..
CWadeco
No Longer Eligible
Great App to use when needing to purchase something you don’t have the full amount for at the time. Afterpay has helped me on numerous occasions and splitting up the payments is so much more convenient and makes things that I want more affordable. Although I’ve used this app multiple times, I recently went to use it again and seen that they no longer serve WV which really bummed me out. I’m assuming they just added WV to the list. I would rate 5 stars but felt as if the users of Afterpay that live in WV prior to them no longer serving the area should have still be able to use until deletion of the app. Highly recommend this app if allowed in your state.
