With this financial management app, you can process payments, approve transactions, and track cash flow using features like bill scanning and real-time notifications. Includes payment scheduling, vendor management, and integration with accounting software.
AppRecs review analysis
AppRecs rating 3.8. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★★☆☆
3.8
AppRecs Rating
Ratings breakdown
5 star
85%
4 star
5%
3 star
2%
2 star
1%
1 star
7%
What to know
✓
High user satisfaction
85% of sampled ratings are 5 stars
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Melio Business Payments
Whether you’re paying vendors or collecting client payments, Melio puts cash flow control in your pocket with greater visibility and flexibility. Sign up and get started directly in the app in minutes.
AUTOMATE BILL PAYMENTS
• Easy bill upload: Capture bills instantly with your camera and upload them to your dashboard.
• Flexible payment options: Pay by ACH, card, check, or wire with expedited options up to instant payments. Your vendor still gets paid how they want, while Melio takes care of the complexity in between.
• Pay vendors globally: Send payments to global vendors in over 80 countries in their preferred currency with competitive exchange rates.
• Approve payments anywhere: Review and approve team payments with a swipe, based on approval workflows you control.
• Schedule and combine: Schedule payments in advance and easily process multiple bills at once.
• Maximize cash flow: Use your credit card to pay bills (even where cards aren’t accepted) to hold onto cash longer and earn rewards.
GET PAID FAST
• Create invoices on the go: Generate professional invoices in seconds and send them via email or link.
• Accept online payments fast: Send clients a custom link via text or email to get paid digitally, fast. You choose who pays card processing fees, and the money goes directly to your bank account.
• Track every dollar: See incoming payment statuses from scheduled and sent, to when you can expect funds to arrive.
MANAGE IT ALL IN ONE PLACE
• 2-way auto sync: Melio syncs seamlessly with QuickBooks and Xero to keep your books accurate and streamline reconciliation. (requires set-up in web browser)
• Total visibility: Get real-time notifications for money coming in and going out.
• Secure & trusted: Melio is trusted by top financial institutions and technology platforms including Capital One, Shopify, and Gusto, and received the 2025 FinTech Award for Best U.S. SMB Payment Solutions Platform from Wealth & Finance International
Download Melio today to pay and get paid on your own terms.
Melio Business Payments Screenshots
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Reviews for Melio Business Payments
Daveofla1
Great business tool
This is a great business tool for small businesses to keep track of payment processing to vendors and employees. Customer Service is a little bit difficult to deal with, but the tool itself has been great.
Mares444
Misleading “Same-Day Wire” and Zero Support
Melio is completely unreliable if you need time-sensitive payments. I selected same-day wire transfer, sent the payment before the cutoff time, and the system clearly showed delivery the same day. Hours later: • My credit card was not charged • The vendor did not receive funds • There was no confirmation the wire was even sent I contacted live chat, and instead of actual help, I was told to send an email and wait 1–2 business days for a reply. For a SAME-DAY WIRE. Unreal. The agent couldn’t even tell me whether the wire would arrive the same day or not, despite the platform advertising it as same-day. The only option they offered was to cancel the payment no explanation, no escalation, no accountability. This is misleading at best and dangerous for anyone dealing with closings, vendors, or urgent business payments. If timing matters in your business, do not trust Melio. Same-day wire apparently means “maybe later, maybe not, good luck.” Absolute waste of time.
