Amex Business Checking icon

Amex Business Checking

American Express
2.3 out of 5

About Amex Business Checking

With American Express® Business Checking, you get the best of digital banking with uncompromised service.

• High-Yield APY on balances up to $500,000¹
• No monthly maintenance fees
• No minimum balance requirement

• If you need them, Amex specialists are just a click or call away 24/7
• Member FDIC. Each depositor is insured to at least $250,000²

• Make payments, transfers, or deposits quickly and effortlessly³
• Wire, ACH, Bill Pay, and check payment options for more flexibility
• Mobile deposits are a snap – just take a pic with your iPhone³

• Stay on top of your account balance and transaction activity
• Enable push notifications to be alerted on transaction-related activities⁴
• Touch ID® and Face ID® login (on supported devices) gives you quick access to features
• View documents and statements and order checks⁵
• Manage marketing email notifications
• Activate, manage, and freeze & unfreeze your Business Debit Card(s)

American Express® Business Checking gives business owners better control, greater flexibility, and more value from their banking — all in the palm of their hand.

All access to use of this app is subject to and governed by the Business Checking App by American Express End User License Agreement

Touch ID and Face ID are trademarks of Apple Inc.

¹ Annual Percentage Yield (APY), also referred to as annual interest, as advertised is accurate as of October 12, 2022. APY is applied on account balances up to $500,000. No interest is earned on account balances over $500,000. APY is subject to change at any time without notice before and after a Business Checking account is opened.

² Accounts offered by American Express National Bank. Member FDIC. Funds deposited within American Express National Bank deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to at least $250,000 per depositor. Coverage amounts vary based on factors such as account ownership, beneficiaries, and number of accounts with the same institution. For additional information, you may visit the FDIC website at

³ Deposit limits and other restrictions may apply. Some checks are not eligible for mobile deposit. See the Remote Check Deposit Terms and Conditions Addendum in your Business Checking account Agreement for other terms, conditions, and limitations.

⁴ Messaging and data rates may apply.

⁵ Third-party vendor Harland Clarke provides checkbooks and determines pricing.

Amex Business Checking Screenshots